For many people who work outside, the accumulation fund can be used to rent houses is a very good regulation, which solves the problem of high rent for some people who work outside. Then, how to pay rent with provident fund, Sihai network life channel will elaborate for you.
How to pay rent with accumulation fund
1. Pay the accumulation fund in full and keep it for more than three consecutive months.
2. I and my spouse have no housing in the city where the provident fund is paid.
3. The housing rental contract is clear, legal and effective in the city where the provident fund is paid.
4. If the procedures are complete, they shall be handled on the spot. If relevant matters need to be checked, the provident fund center shall, within 3 working days from the date of receiving the employee's application, make a decision to approve or disapprove the withdrawal. If the withdrawal is not allowed after examination, the reasons shall be informed. If the applicant has any objection to the audit opinion of the center, he may apply for review. The review application shall be replied within 5 working days.
5. In addition, we should remind you that the provident fund is not how much you want to take, and the monthly withdrawal amount of each family shall not exceed the actual rent expenditure of that month, and shall not exceed the deposit balance in the applicant's housing provident fund account. The single withdrawal amount shall not exceed the withdrawal limit of three months, and the maximum monthly withdrawal limit is & le; 2000 yuan.
Extraction conditions of housing accumulation fund
1. The Ministry of housing and urban rural development, the Ministry of Finance and the people's Bank of China put forward in the notice that it will simplify the elements of housing provident fund allocation for renting houses and rent commercial houses, which can be withdrawn as long as it provides the certificate that there is no real estate under the name of itself and its spouse. The notice also proposed that the restriction on the proportion of rent expenditure to family income would be removed, and tax payment certificate and lease contract filing would not be required.
2. According to the new regulations, if the employee has paid the housing accumulation fund in full for 3 months in a row, and the employee and his / her spouse have no self owned housing in the city and rent the housing, they can draw the housing accumulation fund of both husband and wife to pay the rent. If you want to rent commercial housing, you need to provide proof that you and your spouse have no real estate.
According to the local market rent level and rental housing area, the local housing fund management committee shall determine the amount of rental. For renting public rental housing, it is required to provide housing lease contract and rent payment certificate, which shall be withdrawn in full according to the actual rent expenditure.
Withdrawal procedures of housing provident fund
1. It must meet the conditions for withdrawal of public rental housing. When withdrawing the accumulation fund to rent the house, the extractor must meet the conditions for withdrawing the accumulation fund to rent the house, so as to successfully withdraw the accumulation fund to pay the rent.
2. The applicant shall provide relevant information. The applicant needs to bring relevant materials when applying to the unit: the original and copy of the house lease contract, my ID card and copy, the original and copy of the rent tax invoice, etc. Apply to the working unit for the withdrawal of provident fund.
3. Audit. Only after the approval of the unit can the withdrawal be approved. Then the employee can go through the withdrawal formalities at the entrusted bank with the application form approved for withdrawal, and the entrusted bank will pay by card (discount) according to the withdrawal amount approved by the management center.