It's very annoying that the car stops at the side of the road and doesn't collide. What should I do in this case? Should we call the police or the insurance company?
I believe many car owners have encountered such a depressing thing - the car stopped well on the roadside to do business, and came back to find that the car was hit and the perpetrator could not be found. It's really a loser. So how to deal with this situation?
Generally speaking, there are two ways to deal with it. The first is to eat by yourself and repair the car at your own expense. The second is to take insurance, so how should insurance go?
There are two ways of insurance, but anyway, the first thing to do is to call the police. If you are lucky and there is monitoring nearby, you may be able to find the vehicle causing the accident, so that the other party is fully responsible and doesn't have to pay a penny.
If you are unlucky, you can also prove the bicycle accident through the accident certificate issued by the police and settle the claim through the insurance company. However, this may increase your insurance premium in the second year, which should be paid attention to by car owners.
In short, if the collision is not very serious, such as cutting some paint and damaging the rear-view mirror, it is recommended to repair it at your own expense, otherwise it will take a lot of time to complete a set of procedures. However, if the collision is serious, which is even worse than the increase in premium, you'd better choose to call the police. There may be the possibility of finding the perpetrator.
In addition, you'd better pay attention when parking. Try to park in a parking space with a camera. In addition, it's best to park in a managed parking space when parking on the roadside, so that someone can see in case of an accident and help you deal with it later. In addition, it is best to take a picture of the vehicles around you when parking. Generally speaking, this collision is caused by the surrounding vehicles, which can also be regarded as providing a clue to the police to protect their rights and interests.