With the growing development of the country, various national policies are also becoming more and more perfect. The state also attaches great importance to the legitimate rights and interests of employees and requires enterprises to pay social security for employees, which is what we usually call five insurances and one fund. The "one fund" in the five insurances and one fund refers to the housing provident fund. The housing provident fund can not only be used when buying a house, but also be taken out directly. But can the housing provident fund be fully withdrawn? Let's answer it for you today.
Can the provident fund be fully withdrawn
1. If you want to withdraw all the provident fund, you can wait until after the retirement age. The money you can withdraw after retirement includes principal and interest.
2. However, if you haven't waited until retirement and want to take out the provident fund halfway, you should meet certain conditions, such as when buying a house or building a household.
3. If you leave the original work unit, you can apply for the withdrawal of the provident fund paid by yourself during your employment, but this also means that the provident fund paid by the unit will be returned to the public. However, if you find a new unit and the new unit can continue to pay the provident fund for you, you can go through the housing provident fund transfer procedures, that is, transfer the provident fund to the new unit, which is transferred in full at this time.
If you want to handle the withdrawal of provident fund, you can make an appointment on the local provident fund regular website and get a row number, so you can withdraw the provident fund according to the time given above.
How to take out the housing accumulation fund? Can the provident fund be fully withdrawn? Now you should know something. It can be said that the housing provident fund is very popular with employees, because if you buy a house, you can get a great discount on the loan interest rate by using the provident fund loan, but the specific provisions may vary due to regional differences, so you can call first for consultation when handling withdrawal.