Many people want to buy their own house in Shanghai, especially foreigners working in Shanghai. In an international metropolis like Shanghai, it's not easy to buy a house of your own. So, when we buy a house in Shanghai, what is the definition standard of second suite? What materials do we need to provide to go through the formalities? Let's have a look.
Identification standard of Shanghai Second House
1. Loan to buy a suite, commercial loans have been settled, and then go to the loan to buy a house -- the first set. If the loan is not settled -- two sets.
2. There are commercial loan records of two suites under the personal name. One has been paid off and the other has not been paid off. At this time, the re loan is recognized as more than two suites.
3. For the couple, one party uses a commercial loan to buy a house before marriage. If the loan is not paid off, it is considered as more than two suites.
4. I bought a suite with all the money and borrowed money to buy a house -- the first one.
5. I bought a suite with all the money, and then sold it. If the house cannot be found in the house registration system, I will buy a house with a loan -- the first one.
6. If the local does not have the query conditions of the housing registration system, and the bank conducts due diligence to verify that the buyer has a house, the loan to buy a house is the first one.
7. There are two commercial loan records under my name, all of which have been paid off and sold. At the same time, I can provide proof of the sale of two houses. In this case, when I go to the loan - it is the first one.
8. There is a suite of commercial loans under my name that have been paid off, and the other one is the provident fund loan that has also been paid off. Apply for a commercial loan to buy a house -- the first one.
9. Husband and wife, one has a house before marriage but no loan record, the other has a loan record before marriage but no real estate under his name, and applies for a loan after marriage -- the first set.
10. The loan bought more than two houses, and then sold them all. The real estate can not be queried through the housing registration system, but the loan record can be found in the bank credit investigation system, and then the loan to buy a house -- the first one.
What materials are needed
1. Sealed application form;
2. Housing sales contract;
3. Confirmation of house number, measured area and house price settlement between the buyer and the seller signing the pre-sale contract;
4. Two copies of Surveying and mapping form, house registration form and household plan;
5. Special receipt for special maintenance funds;
6. Deed tax payment or tax reduction certificate;
7. Identity certificate of the buyer (copy, check the original);
8. The joint ownership agreement of the house shall be submitted;
9. Bank's early repayment certificate.