Because it is the first time to buy a house, I really don't know much about the knowledge of house purchase and transfer, so in the whole transfer process, some people will delay the transfer time because they don't understand it, and some people will transfer smoothly because they understand it in advance. Therefore, in order to avoid trouble in the transfer, I'd better learn how much it costs to transfer a house first? Knowledge of what procedures are required for the transfer of a house.
How much does it cost to transfer a house?
1. The taxes and fees to be paid by the buyer for the transfer of the house include: deed tax: 1.5% of the house price (3% for those with an area of more than 144 square meters and 1% for those with an area of less than 90 square meters and the first house); Stamp duty: 0.05% of the house price; Transaction fee: 3 yuan / m2; Surveying and mapping fee: 1.36 yuan / m2; Ownership registration fee and evidence collection fee: generally, it is within 200 yuan.
2. The taxes to be paid by the seller for the transfer of the house include: Stamp Tax: 0.05% of the house price; Transaction fee: 3 yuan / m2; Business tax: 5.5% of the total amount (the holder of the house property certificate less than five years); Individual income tax: 20% of the transaction profit or 1% of the house price (it can be exempted if the house property certificate has been completed for 5 years and is the only house);
3. Commercial auction of taxes to be paid for house transfer: deed tax of 3% of the transaction price; Handling fee: transaction fee of 5 yuan / m2 and registration fee of 550 yuan / set; Stamp duty is 0.05% of the total transaction price; Land tax of 30% - 60% of the price difference; 5.55% of the difference in business tax and surcharges; Personal income tax of 20% of the price difference.
What procedures are required for the transfer of a house?
1. The transfer of ownership of the house needs to be transferred without the real estate intermediary's real estate certificate, and the terms of the contract and breach of contract must be clearly written. The party whose name is on the seller's real estate certificate must be present when signing the contract (if married, both husband and wife need to be present and sign, even if only one person's name is on the real estate certificate).
2. Then, after the application materials are ready, you must go to the real estate bureau and fill in some forms. For a stock contract, the amount in the stock contract must be the same as that in the signed contract. After the application materials for house ownership transfer are handed over to the real estate bureau, the real estate bureau will give a receipt within the corresponding time. The date of tax payment shall be done according to the instructions on the receipt. Generally, it takes about 15 working days. After the property transfer tax is paid, you can get the property certificate.