When it comes to the house property certificate, we are very familiar with it, because only the house with the house property certificate is protected by the law. Most people will not buy the house without the house property certificate, but some indifferent people will buy it, because they think that as long as the house is built and so many people live, the country will not be easily pushed down. In short, there is a fluke mentality, Is the house transaction without property right certificate legal?
Is the house transaction without property right certificate legal?
1. Is the house transaction without property right certificate legal. According to the provisions of China's property law, the house is a kind of real estate, and the ownership of the house is subject to registration. For the house with house property right registration, the house management department will issue the house property certificate.
2. According to the provisions of relevant laws of China, houses without ownership cannot be traded, so houses without real estate certificate are not protected by law.
How to identify two or more suites?
1. The number of house loans recognized by the borrower's family (including the borrower, spouse and minor children).
2. For families who have purchased their first self owned housing with bank loans, if the per capita housing area is lower than the local average level and apply for housing loans from commercial banks again, it can be implemented in accordance with the first self owned housing loan policy, but the borrower shall provide the query results of the total area of family housing issued by the local real estate management department according to the housing registration information system. According to the second house loan.
3. If a family that has purchased a house with a housing provident fund loan applies for a housing loan from a commercial bank again, the provisions of the preceding paragraph shall apply.
4, commercial banks should fulfill their duty of disclosure, requiring borrowers to submit authentic materials such as property, income, registered residence, tax and so on according to the principle of honesty and credit. All commercial banks shall not accept credit applications for those who are found to fill in false information or provide false certificates. For units that have issued false income certificates and have been verified, all commercial banks shall no longer accept their certificates.
Through the above small series, is the house transaction without property right certificate legal? How to identify the knowledge analysis of two or more suites, we know that the house without real estate certificate is not protected by the law, so we need to bear some risks when we buy such a house. We should be prepared and don't know that we can't buy a house without real estate certificate until our own rights and interests are damaged.