For young people seeking development in the city, owning their own house is the dream of most people, and the emergence of single residential apartments just caters to the needs of these people. But then came another question: would you buy a single apartment?
1、 Advantages of single residential apartments
1. You can live by yourself and start a business
Because the single residential apartment is essentially a commercial real estate, it can be used to live by itself and start a business, which is its biggest advantage. Because single residential apartments can live by themselves and start businesses, they are more and more popular with young people.
2. Wider range of sale and rental
Although single people choose small houses for living at present, it is necessary to choose to sell and rent in the future. If they rent, the target tenants should be considered. The target tenants of commercial housing are obviously wider. It can be rented to ordinary people for living or office.
2、 Disadvantages of single residential apartments
1. The land ownership of single residential apartments is only 40 or 50 years
Under normal circumstances, the land property right of single residential apartments is only 40 or 50 years, and the electricity price, water price and property fee of single residential apartments are charged according to commercial standards. In this way, the expenditure cost after purchase will be relatively high. Most importantly, the tax and transfer costs of single residential apartments are much higher than those of ordinary residential houses.
2. Single residential apartments cannot use provident fund loans
Generally speaking, when buying a house, the down payment ratio of single residential apartments is generally required to be no less than 50%, and provident fund loans can not be used, but commercial loans with a 10-year deadline can only be used. Most importantly, you can't move your registered permanent residence to buy a single residential apartment. In this way, even if there are better school resources around, your children can't enjoy it.
3、 Will you buy a single apartment
1. Owner occupied sublease
Generally speaking, the total price of single residential apartments is relatively low, and it is very suitable for transitional residence. The most important thing is that single residential apartments can be sublet to collect rent, because after all, if you rent a house, there is no possibility of return when the rent is given out. However, although the purchased apartment also needs to repay the loan, it can finally leave itself a real estate. No matter how bad it is, the purpose of financial protection has been achieved.
Therefore, for those who are no longer qualified to buy houses, but have a certain amount of funds in their hands and are eager to find relatively reliable financial resources channels, buying single residential apartments is a good choice.
2. There is a separate space
There are not a few young people who choose apartments as their first apartment. They are in their twenties and thirties, have been trained by colleges and universities, and have a certain economic foundation. After graduating from University, they strive for their future. After their career is successful and their income is stable, they are eager to have more independent space out of the requirements for the quality of life.
3. Give children a comfortable 'companion reading'
Children's learning can be described as the focus of a family, especially in the important sprint stage, many parents choose the way of 'accompanying reading' to take care of their children's daily life and assist their children's studies.