Can the hospital forget to bring the medical insurance card for reimbursement? The latest reimbursement scope of the medical insurance card
4hw.com.cn: medical insurance card can be reimbursed when you go to the hospital or drugstore to buy medicine, but someone may be in a hurry to see a doctor in the hospital clinic and forget to bring the medical insurance card. What should I do? Can I forget to bring my medical insurance card to the hospital for reimbursement? What is the reimbursement proportion of medical insurance card? Let's have a look with Xiao Bian.
1、 Can I forget my medical insurance card for reimbursement?
First of all, we can clearly tell you that one situation can be reimbursed if you forget to bring your medical insurance card. That is, you forget to bring your medical insurance card when you see the emergency department. Afterwards, you can apply to the local medical insurance center with invoices, medical record cards, medical insurance cards, ID cards and other documents. After the audit, you can be reimbursed.
No matter whether you have a medical insurance card or not, you need to meet the condition that medical insurance is paid continuously for more than three months and takes effect in the fourth month before you can reimburse medical related expenses.
2、 Reimbursement scope of medical insurance card
The reimbursement formula of medical insurance card is: (total expense - threshold expense - self expense - over expenditure) * (75 + age * 0.2)%
Generally, the actual proportion of medical insurance card reimbursement ranges from 20% to 60%, and the reimbursement scope is limited to the medical expenses above hospitalization caused by diseases and some accidents in the designated hospital, of which self funded drugs cannot be reimbursed, class B drugs 80%, and there is a limit for bed expenses reimbursement.
Forgetting to bring your medical insurance card can be reimbursed, but it's troublesome for you to apply for reimbursement in the future, so you'd better remember to bring it.