at present, the daily interest rate of borrowing is generally 0.03%, the monthly interest rate is about 0.9%, and the annual interest rate is about 10.95%. This interest is relatively low in online loans. Today I'd like to introduce some online loan openings with lower interest than borrowing.
360 debit note
360 IOU is also an online loan opening that is highly concerned by the market, with daily interest as low as 0.027% and a maximum amount of 200000 yuan. The opening adopts the full-automatic approval method, and the payment speed is very fast. At present, people over the age of 18 can apply for 360 IOU.
Borrow readily
Casual borrowing is an online loan opening in Xicai loan supermarket, with a monthly interest rate of only 0.82%, lower than the borrowing interest. This opening can provide you with a loan of 500-10000 yuan, with a maximum term of 12 months and a minimum term of 3 months, which can be borrowed and repaid at any time.
Baoyin consumer finance
Baoyin consumer finance is a hole with a consumer finance license, which is more reliable. The minimum daily loan interest rate is only 0.014%. However, the loan of bank included consumer finance can only be used to repay the arrears of credit card, which has certain limitations.
Auction loan
Paipai loan is an old loan. Friends with good credit can get a loan with lower interest than borrowing. The monthly interest rate of the mouth is between 0.6% - 1.5%, the maximum amount is 200000 yuan, the longest period is 1 year and the shortest period is 3 months.
Kaka second loan
Kaka second loan is an online loan with lower interest than borrowing, and the monthly interest rate is between 0.45% - 0.85%. The maximum loan amount of this opening is 50000 yuan and the maximum term is 24 months. Kaka second loan requires the borrower to be between 20 and 50 years old.