On January 16, the people's Bank of China will issue a 2018 new year general commemorative coin with a face value of 10 yuan and a number of 500 million. How can I make an appointment to exchange the new year's commemorative coins in advance? How much can I exchange for each person?
What's it like? Peach lantern + overlooking monkey
According to the central bank's announcement, the front of the commemorative coin is printed with 'the people's Bank of China' and '10 yuan', the background is lined with a flower pattern, the back of which is a monkey in traditional decorative shape, and the upper part is a peach shaped flower lamp and a plum blossom pattern, while the left side of the coin is printed with 'C Shen'. The commemorative coins are made of two-color copper alloy.
According to the announcement, there are 500 million new year's coins in circulation. The reporter learned that this circulation is larger than that of previous years. The second round of 10 yuan sheep coins issued at the beginning of 2015 was only 80 million, while the first round of 1 yuan monkey year commemorative coins issued in 2004 was only 10 million.
How to buy it? You can make an appointment online today
According to the central bank's announcement, 170 million yuan was allocated in the first batch and 330 million yuan in the second batch. Among them, Ningbo allocated 1.4 million in the first batch and 2.8 million in the second batch, 4.2 million in total. The advance issuance in Ningbo shall be undertaken by the Agricultural Bank of China, and the on-site issuance shall be undertaken by the banking financial institutions in Ningbo. People can make an appointment through the Agricultural Bank of China portal, personal online banking, mobile banking and other electronic channels on January 6, or go to the business outlets of the Agricultural Bank of China Ningbo Branch for on-site appointment. In the official website, the exchange limit for each person in the first batch of issuance is 5, and the reservation period is from January 6 to 15; the exchange limit for each person in the second batch of issuance is 10, and the reservation period is from January 16 to 30.
The first batch of reserved exchange time is from January 16 to January 28. The public can go to the agreed business outlets to transact the reserved exchange business at the agreed time with the valid ID registered in the reservation system. For those who fail to make an appointment, they can apply for on-site exchange at the outlets of banking financial institutions (including four major banks besides ABC, joint-stock banks, urban commercial banks, Yinzhou Rural Cooperative Bank, urban credit union and foreign-funded banks) that are responsible for on-site issuance in the city with valid identity documents from 29th to 31st of this month. According to the reporter, ICBC, BOC, CCB, Bank of Ningbo, postal savings bank, Yinzhou Rural Cooperative Bank and urban credit union have relatively abundant amount of new year's coins. It is worth noting that on-site exchange is not allowed on behalf of others, only once per person, first come first served.
Is it worth it? It won't appreciate much
2015 can be said to be the hottest year in the money market. The issue of commemorative coins is endless, with many varieties, large denomination and large quantity. What's more, the improvement of the exchange mechanism makes more people exchange commemorative coins, making the collection of the whole people a theme of the collection market this year. With the arrival of 2016, as a commemorative currency issuing practice, the common commemorative currency of the Chinese New Year of the Chinese Zodiac has also been widely concerned.
It is understood that the central bank has issued the first ordinary commemorative coin for the new year of the sheep since 2003, and the new year's coin in 2016 will be the second one for the new year of the monkey. At present, the market price of the first new year's monkey coin in 2004 is between 60 yuan and 70 yuan each, and the denomination of the coin is only 1 yuan. Even if the inflation factor is removed, the value has also increased a lot. However, collection enthusiasts generally say that the forthcoming "monkey II" has a circulation of up to 500 million, and the future appreciation may be limited. However, some collectors said: after all, in addition to sheep two, this is the second coin with a face value of 10 yuan in the Chinese zodiac. Although this year's circulation is large, it is possible that the circulation of the Chinese Zodiac coins will be larger next year, so we are optimistic about it.