At the end of the year, there will be new policies and changes in the property market. Presumably, many people have begun to plan the house purchase plan in 2020. Buying a house is a major event in life for many people. Many people may spend all their savings to buy a suite, while others have to bear the mortgage for decades. Therefore, buying a house needs to be very cautious. So what should we pay attention to when buying a house in 2020? This article brings you the precautions for buying a house in 2020. Let's have a look&# 8203;&# 8203;&# 8203;&# 8203;&# 8203;&# 8203;&# 8203;
1. House purchase knowledge
When choosing a house, buyers are likely to fall into the purchase trap and choose some defective houses. Therefore, before buying a house, buyers also need to learn some purchase knowledge in advance, at least when choosing a house, they can clearly understand what the house they choose is like.
Buying a house involves a lot of money. Buying a house is a professional behavior. If you don't understand the knowledge related to buying a house, you will certainly encounter many problems in the process of buying a house, and even be deceived.
2. Clear purchase demand
Different buyers have different needs for houses, so buyers must choose houses according to their own needs. Before choosing houses, they can first think about their requirements and see whether the location is more important or the area is more important, so that they will not be too tangled in the process of choosing houses.
3. Pay attention to preferential policies
Most developers will have preferential activities when selling houses, and buyers need to pay attention to whether the various preferential activities of developers are really preferential, because some people will be excited when they see the preferential activities of developers, so they choose to buy the developer's house. In fact, developers seize the psychology of buyers, There may be a deliberate exaggeration of the gift area. As a result, after the house buyers pick up the house and check in, they find that the gift area given by the developers is actually not practical at all, which is not worth the loss for the house buyers.
4. Evaluate the purchase ability
It is important to know what kind of house you want to buy, but it depends on your strength to decide what kind of house you can buy. Therefore, before buying a house, you should also pay attention to the evaluation of your purchase ability. Look at your economic ability, not only your current economic ability, but also your short-term work development potential in the next three to five years. After all, after buying a house with a loan, there is a high demand for housing loans every month. If there is a change in work, the impact will be very great.
5. Pay attention to community planning
When buyers look at the house, the community planning they see is relatively perfect and beautiful. In fact, the situation of community planning may be different from that when buyers look at the house after the house is delivered and checked in. Some beautiful plans mentioned by the salesperson are greatly discounted. For example, valuable flowers and trees have become ordinary flowers and trees, It is common for a large swimming pool to be reduced to a small swimming pool, so the house must be cautious when looking at the house, and beware of developers concealing the planning of the community.
3. Select reliable developers
If you don't know whether to choose a large community or a small community when choosing a house, you should choose a house from the investigation of developers, and try to choose well-known brand developers. If the developers of the real estate are strong, the site selection, house quality and house type of the new real estate will be better. Now there are some developers going bankrupt and running away, which is fatal for buyers, so buyers must know the importance of developers.
6. Make a good budget for buying a house
Before buying a house, buyers need to have a plan for their own funds, mainly to understand their own funds, because there are many expenses required when buying a house. In addition to preparing the down payment, buyers also need to prepare some taxes and other miscellaneous expenses, Only after doing a good job in planning will there be no shortage of funds when buying a house.
7. Pay the deposit carefully
The deposit is not so easy to return. Although now they can use legal means to protect their rights and interests, if buyers pay the deposit, they can't regret or change their house at will. When they pay the deposit, they should also pay attention to signing the deposit agreement, which is called the subscription form in some places. Buyers should pay attention that signing the subscription agreement is not a necessary procedure in buying a house. If it is not done well after signing, it will fall into a deposit dispute, so Xiaobian suggests not to pay the deposit as much as possible.