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How to calculate the service charge of wechat transfer? How much is the handling charge for one-time

Wechat is a very important tool for social interaction, but wechat is also very convenient. We can not only chat, pay, transfer and so on. We can say that our basic necessities of life can be used. But now there are service charges for wechat withdrawal and wechat transfer. How about the service charge for wechat transfer? How much is the handling charge for a one-time transfer of 20000 yuan? Let's take a look at the details.

there is no charge for transfer of less than or equal to 20000, and cash withdrawal is charged at 1 / 1000.

According to the new regulations of wechat cash withdrawal in 2017, the wechat cash withdrawal function (from change to bank card) of individual users starts to charge service charges for the excess part, and the transfer is restored free of charge. Each user (ID card dimension) has a cumulative amount of 1000 yuan (RMB, the same below) for free cash withdrawal. If the amount exceeds 1000 yuan, a handling charge will be charged according to the bank rate, with the rate of 0.1%, and at least 0.1 yuan will be charged for each transaction.

New regulations on wechat transfer: wechat payment implements new rules on transfer, and its transfer fee rules show that with wechat transfer and face-to-face payment, each person can enjoy a free amount of 20000 yuan per month, and the excess part will be charged a fee of 0.1% to the payer, and the collection will not be affected. The free quota is calculated by the ID number, such as the number of WeChat payment accounts registered by the bank card under the user identity card, and all accounts share a free amount of 20 thousand yuan per month. Assuming that the wechat transfer is 50000 yuan, the actual payment amount is 50030 yuan, 20000 yuan is free, 30000 & times; 0.1% = 30 yuan, of which 30 yuan is shown as the handling charge.

Wechat free cash withdrawal method: open wechat by mobile phone, log in wechat account and password. Then in the wechat wallet, you can use the credit card repayment function. But you must have a credit card that can withdraw the excess payment for free. Only in this way can you withdraw the cash by wechat for free. Credit card overpayment refers to the part that is too much when the credit card fee is returned. For example, last month, the credit card owed 2000 yuan, and wechat change had 4000 yuan to withdraw. At this time, you can return all 4000 yuan, which will generate 2000 yuan overpayment, and the 2000 yuan can be withdrawn free of charge.

The six banks that can draw the excess payment free of charge are industrial and Commercial Bank of China, Bank of China, China Construction Bank, Shanghai Pudong Development Bank, China Minsheng Bank and China CITIC Bank. After using wechat change for the above operation, we can take the credit card to the nearby ATM to withdraw it.