Social security is a major welfare policy for us. The company will help employees to pay according to the regulations every month. However, if they resign or do their own business, social security will break off. This is not a trivial matter. So, can social security severance insurance continue to be used? I'll tell you about it.
The impact of social security disconnection on medical insurance
Xiaobian believes that paying for medical insurance is essential, and continuous participation is necessary. After all, it can help us at a critical moment. So, can social security severance insurance continue to be used? According to Xiaobian, it can continue to be used, but it will have other effects. The regulations vary from place to place, but usually have the following effects:
1. Medical insurance cannot be reimbursed. One month after the social security cut off, you just fell ill and had to be hospitalized. At this time, we have to bear the expenses ourselves. Medical insurance can't be reimbursed. Therefore, if the partners resign, it is suggested to renew the social security immediately after finding a new job, otherwise it is likely to cause you a lot of trouble.
2. Reimbursement limits are affected. I can all know that the payment time of medical insurance has a great influence on the reimbursement ceiling. For example, if Shenzhen has been insured for more than six years in a row, it can be reimbursed up to 1 million yuan, but for those who have just been insured, it can be reimbursed up to 100000 yuan. Therefore, it is suggested not to cut off payment at will.
What is the impact of social security disconnection
3. Commercial premiums increased. Conditional friend pays social security already, also can buy an insurance to oneself at the same time, if your social security has period of time to did not pay, buy business to protect cost to be met at this time much more. From the above, I believe we all know that the impact of not renewing social security for a long time is relatively large. It is suggested to make corresponding plans before severing social security.