Now, China has entered the era of mobile phone payment. For many people, do you like WeChat or Alipay? If the economic conditions are not allowed, it can be used to spend flowers. But sometimes love is easily controlled by wind. Do you know what's going on?
Hua Bai is an overdraft consumer service in Alipay. Users can get their credit quota by opening flowers, then they can spend money in the flower shop that supports flower payment. Before the 10 month of the month, they pay the amount they spend, so they do not have to pay any interest. It is a more convenient service, so many Alipay users have also opened flowers. Use.
After we open Huabei, if it is used improperly in the later period, or there is a certain risk of use, then the general Huabei will limit the user's consumption and payment, which is what we often say that Huabei is controlled by risk. After Huabei is controlled by risk, the user will appear that they clearly have enough Huabei quota, but they can't use Huabei for payment, so Huabei is controlled by risk Users of Huabei also want to remove their risk control as soon as possible, instead of being restricted by Huabei. How can Huabei be removed after being controlled by risk?
In fact, there is a causal relationship between everything. Therefore, if users want to know when their Huabei can be released after being controlled by risk, they need to understand why their Huabei is controlled by risk. Generally speaking, there are several reasons why Huabei is controlled by risk
1. There are risks in the account:
If the user is risk controlled because of the risk of the account, then the risk control of the flower will be lifted if the account is released. For example, the mobile phone number that Alipay users bind is no longer used by themselves, so the user can change to mobile phone. Or if there is an abnormal Alipay transaction, then Alipay can prove to be an application to relieve wind control after consumption.
2. Huabai:
In the process of using Huabei, if the user fails to make repayment on time, it will also be controlled by Huabei. Generally, as long as the user's overdue situation is not serious, the risk control can be lifted on the next account day after paying off the debt. However, if the overdue situation is serious, the risk control can be lifted only after Huabei's comprehensive score of the user reaches the standard from time to time.
3. Huabei cash out:
Hua can only be used for consumption, so if users use flower to cash in, Alipay will find that it will conduct wind control. When this situation is controlled by wind, what time will it take to see the final assessment of Alipay when wind control is released.