For a gilded signboard, I think many people are using it. The balance treasure is a balance management service launched by Alipay. Many users will deposit their balance into Alipay balance treasure, and there is Ma Yun's gold lettered signboard, so we are very comfortable to use it. So what does yu'ebao mean?
What's the meaning of yu'ebao's purchase restriction
In January 31, 2018, Alipay issued the "suspension of the balance automatically transferred to the balance treasure suspension notice", announced the suspension of the balance automatically transferred to the balance of the treasure function, and the balance of treasure restricted purchase, 9 o'clock every day on sale.
Alipay said: "in order to prevent excessive growth of the balance money market fund and maintain a long-term and stable operation, from February 1, 2018 to March 15th, Celestica Fund Management Co., Ltd. will adjust the balance of treasure service rules, set up the total amount of Yu Ebao's daily purchase. Until the end of the day. '
However, after March 15, the new regulation is still being postponed. According to the 21st century economic report, ant financial services said it was not sure when the delay would be.
What is the limit of yu'ebao
It is understood that under the current rules, Alipay balance can not be automatically transferred to the balance of treasure to enjoy the proceeds, and manually transferred to the daily limit of 9 points for sale (20 thousand yuan per day), in many cases, point in has been robbed. In addition, Alipay's cash withdrawals and transfers to bank cards are subject to 0.1% service charges, and can not buy fund products on Alipay platform.
As a result, many people are troubled by the large balance of Alipay. The balance of treasure is limited every day, and there is a fee to the bank card, and it is impossible to purchase the financial products on Alipay.
However, some people have provided a 'solution'. If an e-commerce bank was opened before July 1 last year, it can transfer money to the e-commerce bank for free and then transfer it out. In addition, if a large amount of money is transferred out, you can find one person to cooperate with, and another person applies for the merchant's collection code, you can scan the code to transfer it out and then withdraw it, because the money received by the merchant's collection code is withdrawn free of charge.
How to calculate the income of Yu Libao
Revenue = customers' share of revenue * 10000 revenue / 10000