Sihai network

Who can't join Hubao? What are the requirements for joining Hubao

Recently, Alipay launched the mutual treasure function, many people have joined. However, some users reported that they could not join Hubao. What's the reason? I believe many small partners are not very clear. Today, Xiaobian will talk about who can't join Hubao in detail!

Alipay has launched a new function. It is a content that can be mutually insured. Everyone can join in health. So after a serious illness occurs, you may have an unexpected surprise. So how do you join it?

1, we open our mobile phone desktop, enter Alipay app, and then click on the lower right corner of mine.

2. After entering, we can see that there is an ant insurance, click to enter.

3. After entering, we can see that there is a mutual protection on the far right of the top. Let's click on this content.

4. Sample can see the general content of mutual insurance, click Add immediately to pass, and then start to detect the credit points.

5. When our ant score is above 650, we can join this mutual treasure.

6. The premise is that we have health insurance and are in a good condition. After all, insurance needs to be advanced.

7. After you know that you have no problem, click add below, and then you need to pass our verification.

8. Whether it's mobile phone password verification or fingerprint verification, we can join after verification.

Question: how can sesame score above 650 or not join mutual insurance?

Answer: for mutual insurance, the score must be more than 650 points, but the reasons why we can't join may be as follows:

1. Mutual protection is not fully open to you;

2. No ant member or no ant member;

3. Minor (under 18 years old) or above 60 years old;

4. They are not in good health, have had major diseases in the past or have been hospitalized recently.

Mutual insurance, as the name suggests, is the meaning of everyone's mutual insurance. The above Xiaobian of kaitao.com introduces the method of joining mutual insurance. Some people say that they have been unable to join, and the reason may be that your sesame credit score has not reached more than 650.

Join the requirements of mutual treasure on health status. 1. Have not submitted to any insurance company a single claim of 20000 yuan or more.

2. It has never been refused, extended, increased or excluded by the insurance company due to health reasons.

3. In the past two years, there has been no continuous medication for more than 30 days or continuous hospitalization for more than 15 days. At present, there is no hospitalization treatment or doctor's suggestion.

4. The following diseases / symptoms were or are not present

(1) Tumor, cerebral infarction, cerebral hemorrhage, heart disease, renal insufficiency, hepatitis, liver cirrhosis, aplastic anemia, systemic lupus erythematosus, rheumatoid arthritis, grade 2 or above hypertension, diabetes, epilepsy, Parkinson's disease, psychosis, class A and B legal infectious diseases, AIDS, HIV carrying or sexually transmitted diseases, chronic obstructive pulmonary disease, paralysis.

(2) High risk pregnancy, severe cervicitis, irregular vaginal bleeding, TCT or HPV positive.

(3) Benign polyps, nodules, cysts and masses were not clearly diagnosed.

(4) Weight loss of more than 5 kg in 6 months (excluding fitness and weight loss reasons).