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How much is the cost of Alipay mutual treasure? Is mutual treasure reliable

How much is the cost per month for Alipay mutual treasure? Mutual treasure is a serious illness mutual aid program launched by Alipay. Alipay users with sesame credit score higher than 650 can be added free of charge. If you get cancer or serious illness after joining, you can get 100000 or 300000 mutual aid according to the age of the patient. So, how much does it cost to join mutual treasure every month?

How much is a month deducted from mutual treasure?

According to the rule of mutual treasure, the 14 and the 28 day of each month is the apportionment day. By the way of Alipay automatic payment, the amount of the apportionment of each period will be deducted from each other's members, and the amount of each contribution is (= mutual aid + management fee) / share the number of members.

Each member's apportionment amount for a single sick member is not more than 0.1 yuan. The more people are included, the more sick people will increase, but the number of people participating in apportionment will also increase. The number of new users is more than the number of patients, so the apportionment amount of each member is less and less.

In order to dispel the concerns of the cost sharing, mutual treasure launched the cap rule of the 2019 apportionment of the amount: from January 1, 2019 to December 31, 2019, the cost of individual members is not more than 188 yuan, if there is an excess part, it will be borne by Alipay. According to the actual operation situation, huhubao will introduce the capping rules for the apportioned amount of the next year at the end of each year.

188 yuan, which is 15.6 yuan per month. That is to say, Alipay promised that the deduction amount of mutual treasure will be 188 yuan in 2019, and the maximum amount will be 15.6 yuan per month.

In general, huhubao users will bear a maximum of 188 yuan of shared expenses in 2019, equivalent to a maximum of 15.6 yuan per month. From the actual situation, there are tens of millions of users of Hubao, and the proportion of patients is not increasing as fast as the number of new users. The amount of money shared by each user is less and less, and the price is not expensive.