Alipay's ants flower is used by many people. It is very convenient, and supports installment repayment, so that we can slowly repay the debts owed by flowers when we do not overdue. Then how can we pay in advance?
How can Alipay pay in advance by installment?
First, open the mobile phone Alipay APP, find 'more', click 'more', find 'my customer service' click to enter, and then enter the 'bottom line' early repayment 'at the bottom, after entering, click' start ', the system will tell you how to repay.
If you want to settle all the instalments in advance, you can click 'Huabei settle in advance' to display all the amounts you should pay back. If you want to settle all the bills, you can click 'pay back all'.
If you just want to pay the bill in advance next month, then go back to Alipay's home page, click on 'my', choose 'flower chant', enter the 'flower' interface, click on 'my bill - no account', then click 'early repayment'.
How does Alipay spend interest in installments?
There is no interest after the installment of ant flower, but only the installment service charge, which is related to the number of installments
1. When it is divided into three phases, the handling charge is 2.5% of the total amount of phases;
2. When it is divided into six phases, the handling charge is 4.5% of the total amount of phases;
3. When it is divided into 9 phases, the handling charge for each phase is 6.5% of the total amount of each phase;
4. When it is divided into 12 phases, the installment handling charge is 8.8% of the total amount of the phases.
Generally speaking, the higher the term of Huabei installment, the higher the service charge of Huabei installment. For some large amount of Huabei arrears installment, you should be careful, because in the long run, it will cause high service charge. It is suggested that in this case, you should not easily choose Huabei installment repayment.