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How to transfer property after divorce? How to handle the procedure of divorce property transfer

When the divorce often needs the real estate transfer, the real estate transfer is bound to need to go through the relevant procedures, so how to transfer the real estate after the divorce? How about the procedure of divorce property transfer? Let's take a look with Xiaobian.

Divorce house transfer fee:

1. Tax category: deed tax (house area & lt; 90 m2, 1%; 90 M2 & le; house area & lt; 140 m2, 1.5%; house area & gt; 140 m2, 3%), decal cost 5 yuan / set.

2. Fees: registration fee 80 yuan, handling fee 2%, production cost 20 yuan.

1、 There is no real estate certificate

How to transfer the ownership of a divorced mortgage house? How to transfer the ownership of a mortgage house without a real estate certificate after divorce? We all know that the transfer of a house must have a real estate certificate. It is impossible to transfer the ownership without a real estate certificate. Mortgage housing property certificate in normal circumstances, should be in the bank mortgage. Therefore, after divorce, if the party who shares the house wants to transfer ownership, there are two ways: 1. Prepayment: eliminate the mortgage registration of bank mortgage loan. If there is not a lot of cash to prepay the loan in advance, we can consider redeeming the house property certificate through some loan companies. After obtaining the house property certificate, both parties go to the house property registration department to handle the transfer. 2. If they are unable to repay the loan at one time, they can negotiate with the lending bank to change the lender and sign a new mortgage contract. This kind of operation is more troublesome, because the bank generally will not cooperate for the consideration of the risk and workload of repaying the loan.

1、 With house property certificate

Divorce mortgage housing how to transfer ownership, how to transfer ownership, property certificate, divorce mortgage housing transfer is better handled. According to the normal transfer procedures.

2、 How to transfer the mortgage after divorce

What is the transfer process? As mentioned above, those who have not obtained the real estate certificate cannot handle the transfer. Therefore, if the divorce mortgage house obtains the house property certificate, the first thing to do is to analyze the property of the divorce house. The property analysis of the divorce house is the proof that the divorce house property transfer is exempt from the deed tax. If it is not because of the divorce of the property, in the real estate transfer will need to pay deed tax. After the divorce property analysis procedures are completed, you can go to the real estate management department to handle the divorce property transfer procedures. The specific transfer procedures are: (1) divorce by agreement. Those who sign the divorce agreement will go to the notary office to handle the property analysis notarization. If there is a divorce judgment, there is no need to handle the notarization; (2) transfer to the trading center; (3) apply to the Housing Administration Bureau for exemption of deed tax; (4) (5) obtaining evidence.

Procedures for divorce housing transfer:

1. Loan repayment, divorce, property transfer:

(1) Transfer information

① According to the provisions of the divorce agreement (notarized) or the court's arbitration (judgment) on the ownership of the real estate after it comes into effect;

② Divorce certificate;

③ Identity cards of both parties;

④ The relevant certificate of the original house mortgage, that is, the relevant procedures of the original settlement loan.

(2) Transfer process

The two parties jointly go to the local real estate management department to handle the property right transfer procedures: notary office to handle the property analysis notarization (there is no need for divorce judgment) & rarr; transaction center to handle the transfer & rarr; Housing Authority to apply for exemption from deed tax & rarr; to handle the property analysis registration procedures and pay the registration fee & rarr; to collect evidence.

2. If the loan is not paid off and the property is transferred after divorce:

(1) Transfer information: the same as above.

(2) Transfer steps:

① To housing management department for ownership change procedures: the same method.

② Go to the bank to go through the procedures of changing the right (obligation) of loan.

The above is the answer about how to apply for the house property certificate for the divorce house mortgage loan arranged by Xiaobian. If you don't get the house property certificate, you can consider paying off the loan in advance and then transferring it. If you have the house property certificate, you can handle it according to different procedures. If it's a court divorce, you need to go to the notary office to notarize the property after sharing the property.

According to the information compiled by Xiaobian, what is the cost of divorce house transfer? In fact, it doesn't need too much cost. It only needs the relevant handling fees and the relevant deed tax. Therefore, if the husband and wife divorce by agreement, the cost of house transfer only needs these. If it is a divorce by court, there may be some other costs.