Now, the price of second-hand housing is relatively cost-effective, but the process will also be troublesome, and there will be some required fees, such as intermediary fees, transfer fees, etc. So the house change name intermediary also need transfer fee? How much is the house transfer fee? Let's take a look with Xiaobian.
How much is the house transfer agent?
The intermediary fee of the second-hand house is the service fee paid to the intermediary when the second-hand house transaction is carried out through the housing intermediary company. The intermediary fee of the general house is 1% - 2% of the transaction price of the house. Both the seller and the buyer need to pay the intermediary. There is no uniform written regulation on intermediary service fee, which is generally charged according to the custom of the industry.
Second hand housing agency fees are generally collected by a third party, such as an intermediary company, rather than paid to the landlord, unless he is not the real landlord. Intermediary fee is generally a one-time charge, but we should pay attention to claim after payment. There are no written regulations on the collection of intermediary fees in second-hand houses, so we should be careful when paying.
In the process of payment, we should avoid the price difference, so as to make transparent transactions after the three parties meet; if we don't meet, we should also look at the principal-agent contract; before payment, we should check the relevant documents to identify the true and false housing supply, and don't let the intermediary company represent the two parties, or understand the information from multiple parties to ensure their own interests.
How much is the transfer fee?
1. Deed tax (paid by buyer)
According to the national regulations, the sale of housing should pay deed tax to the state, whether it is the sale of commercial housing or stock housing. For residential housing, the contract tax shall be paid at 1% - 3% of the total price of the house, and the specific proportion shall be determined according to the relevant national policies, such as the purchase time, purchase price, purchase area, and whether to purchase the house for the first time; for non residential housing, the contract tax shall be paid at 3% of the tax reference price.
Under normal circumstances, a purchase of less than 90 square meters is levied at the tax rate of 1%, 90-144 square meters 1.5%, 144 square meters above 3%; second purchase is 3%, regardless of area.
2. Business tax (paid by buyer)
The business tax is composed of urban maintenance and construction tax, education surcharge, local education surcharge and sales business tax, with a tax rate of 5.6%. If an individual purchases an ordinary residence for more than five years (including five years) and sells it to the outside world, business tax shall be exempted.
3. Individual income tax (paid by the buyer)
The approved collection method is: personal income tax payable = taxable price & times; 1% (or 1.5%, 3%). The approved collection rate standard of personal income tax for individual housing transfer in our city is: 1% for ordinary housing, 1.5% for non ordinary housing or non residential real estate, and 3% for auction real estate. Personal income tax shall be exempted for individuals who have transferred their houses for more than five years and have few family houses.
4. Stamp duty (0.05% for both parties)
Stamp duty is a kind of tax collected for contracts or certificates with the nature of contracts, documents of property rights transfer, business books, rights, licenses and other certificates determined by the Ministry of finance.
5. Land value added tax:
In fact, the "approved collection method" of individual transfer of non residential real estate is collected by the registration core, and the others are collected by the registration core after the taxpayers go to the local competent tax authorities to pay or go through the verification procedures.
6. Registration fee:
Its charging standard is divided into housing and non housing. The charge standard of individual housing registration is 80 yuan per piece, and that of non housing registration is 550 yuan per piece. Housing registration fee standard includes "housing ownership certificate" cost and "land use certificate" cost.
The above is Xiaobian for the house transfer intermediary how much money ah? How much is the transfer fee? These two questions are the whole content of the introduction. In the second-hand housing purchase process, these fees are necessary, but the specific party to pay, you must clearly indicate in the contract and agreement, to avoid trouble in the future. Well, that's all. I hope Xiaobian's answer can help you.