What are the benefits of a baby's social security card? When is a good time to apply for a medical insurance card? Many new mothers are still confused about these problems, especially now the hospital charges are too high, and the cost of medical treatment without medical insurance card is too large. In fact, what many mothers don't know is that newborns can also apply for medical insurance card, and there are many preferential policies for medical treatment with medical insurance card.
What are the benefits of applying for a medical insurance card for your baby?
1. After applying for the medical insurance card, the individual pays part of the money and the financial subsidy part of the money. You can use the money to buy medicine. Children's resistance is relatively poor, so the financial subsidy can be obtained by applying for the medical insurance card (the financial subsidy in Guizhou in 2013 was 280 yuan per year).
2. If the baby is sick and hospitalized, after handling the medical insurance card, it can be reimbursed according to a certain proportion. The reimbursement rates of the first, second and third level hospitals are 80%, 70% and 60% respectively. The maximum payment limit of the overall planning fund is 50000 yuan, and the maximum payment limit of the serious illness medical insurance is 100000 yuan. (Guizhou 2013 standard)
When is a good time to apply for a medical insurance card?
When can I get a medical insurance card? It's better to apply for it within three months of the baby's birth, because many places have opened a 'green channel' for the baby, that is, to apply for a medical insurance card within three months of the baby's birth, and enjoy the medical insurance benefits from the date of birth. If more than three months less than one year old, then from the next month to enjoy medical insurance treatment. If you are over one year old, you have to wait until January 1 of the next year to enjoy the medical insurance benefits.
How to apply for infant medical insurance card?
Go to the community where you live to get the registration form of basic medical insurance for urban residents and fill in the relevant information. And take the materials with you.
Account book and copy. The original and copy of the household registration book should be taken, and the copy must copy the first page of the household registration book and the baby's page.
ID card and photocopy / ID number. Generally, I need my ID card for medical insurance, because the age requirement for ID cards is different in some places. If there is no identity card, ID number should be provided.
Group photo of guardian and insured, 2-inch photo, 4 photos. (the requirements are different in different places, please check the implementation rules of basic medical insurance for local urban residents)