Like other banks, industrial and Commercial Bank of China will also conduct star rating according to the credit situation of users. The most common is 5-star, which is also the 5-star customer of ICBC. What's the use of 5-star customer of ICBC? What's the evaluation standard of 5-star customer of ICBC? Let's take you to know.
What are the benefits for ICBC's 5-star customers
1. Can handle financial gold card: financial gold card can enjoy a variety of fee reduction (cost of production, annual fee, deposit fee, etc.), and enjoy a variety of gold card exclusive services.
2. ICBC will issue gold cards to 5-star users: credit card gold cards are very useful in overdraft consumption, but the amount should be determined according to the user's personal qualification.
3. Automatic credit line: ICBC will provide personal consumption credit loans to 5-star users, and there is no service charge for off-site deposits.
Evaluation standard for star customers of ICBC
The star rating of individual customers of ICBC is divided into six categories, which are classified according to the star value obtained from customers' contribution rate to ICBC
1. Quasi star customers: Star value 0 (excluding) - 50;
2. 3 star customers: Star value 50 (inclusive) - 500;
3. 4 star customers: Star value 500 (inclusive) - 2000;
4. 5 star customers: Star value 2000 (inclusive) - 10000;
5. 6 star customers: Star value 10000 (including) - 80000;
6. 7 Star customers: Star value above 80000 (inclusive)
According to the regulations of industrial and Commercial Bank of China, if you want to quickly improve your star rating, you need to decide according to the total amount of your business. Generally speaking, if the total amount of deposit business and investment and financial management business in industrial and Commercial Bank of China reaches 150000 to 300000 yuan, it is very simple to become a five-star customer.