Original title: Chinese salary report in 2019: less than 30% of those who have worked for 10 years and made more than 10000 yuan a month
On April 23, Tencent Financial Management, Tencent Financial technology think tank and Tencent Penguin think tank released the "Chinese people's salary report 2019", which showed the behavior and changes of residents' wage management,
From the perspective of cities, the proportion of people with a monthly salary of more than 10000 in Nanjing and Hangzhou exceeds that in Guangzhou
Shanghai, Beijing and Shenzhen are economically developed, and high-income groups are concentrated. The proportion of people with a monthly salary of more than 10000 in China ranks among the top three cities, while Nanjing and Hangzhou, the booming "new front-line" cities, follow closely, surpassing Guangzhou.
Shanghai, Beijing and Shenzhen ranked in the top three cities in terms of the proportion of people with a monthly salary of more than 10000, while Nanjing and Hangzhou occupied the fourth and fifth places, and Guangzhou ranked sixth.
Compared with the high-income group, the monthly salary of respondents in Shanghai, Beijing, Shenzhen, Guangzhou and Hangzhou was mainly concentrated in the range of 5000-8000 yuan, which accounted for 28.59%, 24.32%, 29.57%, 29% and 33.68% of the total number of respondents in the city, while the monthly salary of respondents in Nanjing was mostly 3000-5000 yuan, accounting for 28.38% of the total number of respondents in the city.
The Internet, real estate and financial industries have the highest wage levels
With the economic transformation, the Internet industry is still developing rapidly, and the wage level ranks first in the national industry. Besides the Internet industry, the hot real estate and financial markets are also reflected in the income of employees. The real estate and financial industries respectively rank second and third in the national wage level.
Less than 30% of those who have worked for 10 years but earn more than 10000 a month
The number of respondents with a monthly salary of more than 10000 is still less than 30% of those with a monthly salary of more than 10000 for 10 years.
The report shows that only 22.44% of the respondents who have worked for more than 10 years have a monthly salary of more than 10000, which shows that work experience is not the only factor affecting the wage level. In order to get a high salary, economic environment, work area, industry and other factors are also crucial.
More than 60% of the respondents' wages are lower than expected
Affected by the economic environment and other factors, more than 60% of the respondents' wages were lower than expected. At the same time, the salary level affects the career planning of workers, and more than 70% of the respondents consider job hopping because of their salary. 66.2% of the respondents' salary level is lower than expected, and 74.6% of the respondents think that salary is the factor of job hopping.
More than 50% of respondents spend less than 20% of their salary on financial management
More than 50% of the respondents spend less than 20% of their wages on financial management. The low willingness of Chinese people to pay for financial management is mainly due to the lack of financial planning and financial knowledge. It is suggested that while strengthening financial quotient learning, novice investors can try to use low threshold, low-risk and flexible withdrawal financial products to make wage financial planning.
Nearly 50% of the respondents buy wage financial products through Internet channels
In terms of financing behavior, Internet financing is favored by investors because of its relatively high income, convenient operation and low investment threshold. Nearly 50% of the respondents buy wage financing products through Internet channels. According to the report, 47.4% of the respondents purchase wage financial products on the third-party Internet financial platform (such as Tencent Financial link).