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The Ministry of human resources and social security responded that the pension will be used up: it c

Original title: the Ministry of human resources and social security responds to the exhaustion of pension: it can guarantee the full and timely payment

The Ministry of human resources and social security will hold a press conference for the first quarter of 2019 at 10:00 on April 23, 2019 (Tuesday) to announce the 'blacklist' of wages owed to migrant workers, and invite Lu Aihong, spokesman of the Ministry of human resources and social security, Zhang Ying, director of the Employment Promotion Department of the Ministry of human resources and social security, Nie Mingjun, director of the Department of endowment insurance, Wang Cheng, director of the labor and Social Security Supervision Bureau, and Zhai Yanli, director of the information center Attend the press conference and answer your questions.

The following is the actual record:

Reporter: Recently, a research institution published a report that the endowment insurance fund will be used up in 2035. How does the Ministry of human resources and social security evaluate it? Thank you.

Nie Mingjun: Thank you for your question. Endowment insurance involves everyone's vital interests, the scale of funds is relatively large, the operation cycle is relatively long, so the community is very concerned. As you know, our country has entered an aging society. By the end of 2018, the population over 60 years old is 249 million, accounting for 17.9% of the total population, of which 167 million are over 65 years old, accounting for 11.9% of the total population. Under the background of population aging, the impact on endowment insurance is relatively deep, and the most important impact is that the dependency ratio of endowment insurance is declining year by year. In the 1990s, five people supported one person, and by the end of 2018, it had dropped to 2.66. The decline of dependency ratio means that fewer people pay and more people receive money. If it continues, it will bring pressure and challenge to the sustainable development of endowment insurance if we do not take positive measures.

As for the sustainable development of endowment insurance, the central government attaches great importance to it and has formulated a series of positive, comprehensive and scientific countermeasures, which can fully guarantee the long-term payment of pension in full and on time and ensure the healthy and stable operation of the system. I think we can deepen our understanding from the following aspects:

First, through the implementation of the comprehensive policy of reducing social security rates, we can make the "cake" of endowment insurance bigger, and form a virtuous circle of enterprise development and the development of endowment insurance system. As we all know, on April 10, the State Council issued the "comprehensive plan for reducing social insurance premium rates", in which there are two important policies. The first is to reduce the proportion of unit payment of endowment insurance, and the second is to adjust the upper and lower limits of individual payment base. The implementation of these two policies not only reduces the social security burden of enterprises, but also reduces the threshold of insurance payment, which is conducive to improving the enthusiasm of enterprises and employees, bringing more employees into the endowment insurance system, forming a virtuous circle. Therefore, I understand that the comprehensive policy of reducing social security rates not only enhances the vitality of enterprises, but also helps to make the "cake" of endowment insurance bigger and improve the dependency ratio of endowment insurance, which is a strategic arrangement of great significance and far-reaching influence.

Second, through the implementation of the central fund allocation system, we can balance the burden of endowment insurance among regions, and help difficult regions to ensure the payment. At present, the operation of enterprise endowment insurance is generally stable, the current fund income is greater than the expenditure, and the accumulated balance is increasing. By the end of 2018, the accumulated balance of enterprise endowment insurance fund has reached 4.78 trillion yuan, which has relatively strong security capacity. However, objectively speaking, the structural contradiction is quite prominent, and there is a great imbalance between regions. Not only the payment proportion of endowment insurance units is not unified, but also the fund balance is very different. My experience is that at present and in the future, structural contradictions are the main contradictions in the operation of endowment insurance. Since the second half of last year, the central government has implemented the central adjustment system of endowment insurance funds, which has progressed smoothly and effectively alleviated the structural contradictions.

The third is to continuously increase the strategic reserve fund, which will continue to be bigger and stronger in the future. Since the beginning of this century, the state has established a strategic reserve fund. Through various measures, the scale of the fund has been expanding. At present, the national social security fund has about 2 trillion strategic reserves, and the work of transferring part of the state-owned capital to enrich the social security fund has started, and will continue to increase the transfer efforts in the future.

Fourth, financial investment in basic endowment insurance is increasing year by year. This year, the central government has allocated 528.5 billion yuan for enterprise endowment insurance, an increase of 9.4% over the same period last year, and local governments have also made corresponding fund arrangements.

Fifthly, other reforms of endowment insurance are progressing steadily, and the internal incentive and restraint mechanism of the system is being further improved. We will take comprehensive measures with relevant departments to actively and steadily carry out the investment and operation of endowment insurance fund, increase the intensity of fund central adjustment, continuously improve the level of overall planning, strengthen fund supervision, etc., and constantly strengthen the self construction of the system, so as to make the endowment insurance fund within the system stable In China, the incentive and restraint mechanism of paying more and paying more for a long time is more perfect.

In short, we can clearly say that we are prepared to defuse the future payment risk, and the sustainable development of the system can be guaranteed. Please rest assured, please also rest assured the majority of retirees. thank you.