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What is supplementary medical insurance? How to apply for reimbursement of supplementary medical ins

In order to further reduce the burden of ordinary people's medical expenses, China has implemented the "supplementary medical insurance" project, which is commonly referred to as "secondary reimbursement" by small partners. So, how can supplementary medical insurance be reimbursed? Let's take you to a simple understanding of the relevant information.

What is supplementary medical insurance? How can supplementary medical insurance be reimbursed

Supplementary medical insurance is a kind of supplement to basic medical insurance. But the difference between supplementary medical insurance and medical insurance is that supplementary medical insurance is purchased voluntarily by units and employees, not by the state. The forms of supplementary medical insurance include enterprise supplementary medical insurance, community medical insurance, commercial medical insurance and social mutual assistance.

The enterprise supplementary medical insurance does not need the individual payment of the employees, but is drawn from the employees' welfare according to the national regulations to establish the enterprise supplementary medical insurance. If the insured employees have serious diseases, after enjoying the basic medical insurance, the individual burden can be reimbursed through the enterprise supplementary medical insurance, so as to reduce the economic burden.

Reimbursement process of supplementary medical insurance

At the time of discharge, the medical insurance co-ordination fund and individual payment part shall be determined, and the supplementary medical insurance claim form shall be filled in and signed; the data shall be submitted to the relevant institutions for review; if the data are complete and pass the review, the relevant institutions will complete the review and reimbursement procedures within 5 working days after receiving the data, and the reimbursement split sheet will be sent to the applicant.

The above is the supplementary medical insurance reimbursement process arranged by Xiaobian. I hope I can give some help to my friends. It should be noted that the directory of supplementary medical insurance and medical insurance is unified, so if the directory of external medicine treatment, or not in the designated hospital, supplementary medical treatment is not reimbursable.