How old is it to get endowment insurance now? What are the characteristics of endowment insurance? Talking about the benefits of endowment insurance, you can enjoy the benefits of endowment insurance if you have paid endowment insurance for more than 15 years and have reached the legal retirement age.
According to the provisions of the Interim Measures of the State Council on workers' retirement and retirement, retirement can be handled under the following circumstances:
1. Male cadres and workers shall be over 60 years old, female cadres shall be over 55 years old, and female workers shall be over 50 years old. They shall have worked continuously for over 10 years.
2. Workers engaged in underground, high-altitude, high-temperature, heavy manual labor and other harmful health work, male over 55 years old, female over 45 years old, continuous working or working years over 10 years.
3. If the male is over 50 years old and the female is over 45 years old and has worked continuously or for more than 10 years, the employee who has been certified by the hospital and confirmed by the labor appraisal committee has completely lost the ability to work.
4. Disabled due to work and totally incapacitated after being certified by the hospital (confirmed by the labor appraisal committee).
Extended information:
The characteristics of endowment insurance are as follows
1. By the national legislation, compulsory, enterprise units and individuals must participate in, meet the pension conditions, can receive pension from the social insurance department.
2. The sources of endowment insurance expenses are generally borne by the state, the unit and the individual, or by both the unit and the individual, and achieve a wide range of social mutual assistance.
3. Endowment insurance is social, has great influence, enjoys many people and takes a long time, and costs a lot. Therefore, it is necessary to set up special institutions and implement the unified planning and management of modernization, specialization and socialization.
Through the establishment of the old-age insurance system, it is conducive to the replacement of the old and the new, to realize the rationalization of the employment structure; it provides the basic living security for the elderly, so that the elderly have a sense of security, which is an important measure to deal with the aging population, and is conducive to social stability; it can encourage young people to work hard, improve the wage standard, provide security for the life after retirement, and promote economic development from the side Economic development.