The endowment insurance fund mainly comes from the endowment insurance fees paid by units and individuals according to the proportion of endowment insurance payment. What is the proportion of endowment insurance paid by individuals and enterprises? Is the proportion of endowment insurance paid by individuals and enterprises different?
The unit takes the sum of the payment wage base of all employees as the payment wage base of the unit, and pays the basic endowment insurance premium in the proportion of 8% of the individual's salary and 20% of the unit's salary.
The minimum payment period of endowment insurance is 15 years, and if it reaches the national legal retirement age, it can enjoy endowment insurance benefits and receive endowment insurance payment monthly.
In addition, the payment of endowment insurance can be interrupted midway, it is mainly the cumulative number of years, the impact on the future pension insurance is not much.
If an employee reaches the legal national retirement age after retirement, but the accumulated payment period of endowment insurance is not enough, he can not receive endowment insurance
One time supplementary payment of old-age insurance is required until the minimum payment period is 15 years.
To sum up, if retirees want to receive endowment insurance, the payment period of endowment insurance must be accumulated for 15 years.