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How much does Shenzhen social security pension get every month? How about Shenzhen social security p

How much pension can Shenzhen get after 15 years of social security? Shenzhen is the forefront of China's reform and opening up city, its economic development level is very high, where do we pay social security for 15 years? How much does Shenzhen social security pension get every month? How about Shenzhen social security pension treatment? Let me show you.

At present, there are three pension calculation methods in Shenzhen.

Generally speaking, if the contribution is only 15 years, the third pension calculation formula must be used.

The third retirement formula is the detailed calculation of retirement benefits. It is clearly stipulated in the documents of the State Council. Different from the calculation methods of transitional pension in different places, it is unified throughout the country.

That is to say, no matter which province you are in, your retirement benefits are related to five factors, such as the number of payment years, the payment base, the average social salary of the previous year, the balance of your personal account, and the retirement age.

Our contribution index generally ranges from 0.6 to 3. In this way, the basic pension (overall pension) can be calculated to be 12% to 30% of the average social wage after 15 years of contribution.

If in 15 years, we all pay the endowment insurance according to 60% of the payment base, our payment index is 0.6 when we retire, and the basic pension is 12% of the social average wage.

When we retire, in addition to the basic pension, there is also a personal account pension.

The balance of individual account pension divided by the number of retirement months is the total amount of individual account pension we receive every month.

For example, if we retire at the age of 50 and the balance of our account is 39000 yuan, we can receive 200 yuan of personal account pension every month. If it's 78000 yuan, it's 400 yuan per month.

In fact, after retirement, the state will increase the pension treatment every year. On the one hand, in order to keep the treatment of retirees free from inflation and other factors. On the other hand, the older you are, the higher the security you need, so the higher the pay you have to be.

Take a look at the average wage of Shenzhen in the figure above. If you retire in 2017, your pension will be between 1100 yuan and 2250 yuan.

However, if we continue to pay social security, the treatment will be higher and higher. You can get about 100 yuan more for each additional year. People with conditions can consider it.