Credit investigation is a kind of activity that specialized and independent third-party organizations establish credit files for individuals or enterprises, collect and objectively record their credit information according to law, and provide credit information services according to law. Therefore, it is very important for a person to conduct credit investigation. So how to buy a house credit is not good to do? What is the impact of buying a house credit bad?
Methods / steps:
Why is credit reference very important to any of us? Because when you go to the bank to borrow money, you will first check the credit information of the borrower.
So, if you are not malicious default, resulting in bad credit, how to do?
First of all, go to the bank with poor credit information input and consult the reason. If it is not caused by your own malicious default, if you forget to repay in time, apply to the bank and issue a "non malicious default certificate" stamped with the bank's seal.
If it is the bank's fault, such as system failure or power failure, which causes the repayment date and fails to repay in time, apply to the bank and issue a certificate with the bank's seal.
If you can't issue a certificate in the defaulting bank, then you can provide the bank applying for the mortgage with the proof of your repayment strength, such as real estate, bank deposit slip, wage flow, etc. And prove their willingness to repay good.
Moreover, it is to find a reliable guarantor. Prove their willingness to repay under the premise of good. Provide the proof that the guarantor has the ability to repay, such as real estate, bank deposit slip, salary flow, etc.
In a word, we should cherish our credit records and repay in time. We should always repay the debts.