The new version of credit information will be launched soon. We all want to know what changes the new version of credit information has. However, instead of looking at other people's credit report interpretation, as their own inquiry to intuitive. So what information can be found in the new version of credit report? Where is the new version of credit report query entrance?
What information can be found in the new version of credit report? Where is the query entrance of the new version of credit report
It is understood that in the old version of the credit report query, only through the ID card verification query, if the ID card verification fails, the PBC branch window will apply to print the personal credit report. This brings inconvenience to many friends. Xiaobian has experienced the embarrassment of N failures of ID card face recognition.
Fortunately, the new version of credit investigation launched in May 2019 can be verified by using ID card, passport, officer card and other certificates. The recognition degree of the system is higher, and it is more convenient to obtain personal credit investigation reports.
The new version of the credit report is consistent with the old version, there are two channels. One is the local central bank credit reference center, and the other is the official website of the central bank credit reference center. In order to save the time of the new version of credit inquiry, Xiaobian focuses on the way to query without going out.
1. Search Baidu for similar keywords of the central bank credit reference center, and click the official website of the central bank credit reference center in the search results;
2. Click the 'Internet personal credit information service platform' on the official website to enter the personal query page, enter the account number and password to log in;
3. Select the verification method, including bank card verification, digital certificate verification and problem verification;
4. After the application is approved, you can check the personal credit report with the received query verification code.
What information can be found in the new version of credit report? Where is the query entrance of the new version of credit report
1. The new version of credit report can find the overdue records, repayment records, repayment amount and credit card cancellation records of five years;
2. The latest five mobile phone numbers and information update dates reported by the business system can be found in the new credit report;
3. The new version of credit report can find out the payment status of mobile phone fee, water and electricity fee, gas fee and so on in recent 24 months;
4. The new version of the credit report can also find information such as tax arrears, civil judgments, enforcement, administrative penalties, minimum living allowance assistance, professional qualifications and administrative awards;
5. The new version of credit information can also find that both husband and wife are the co borrowers of housing loans, and loan records will appear in both sides' credit information.