Social security should be paid continuously for at least 15 years. In case of resignation or dismissal, social security will face the risk of severance. What is the impact of severance? If you want to continue to enjoy social security, can you remedy severance? How can you remedy it?
The influence of social security severance
1. After the interruption of social security, they will not be able to enjoy the medical insurance treatment and reimbursement of sickness expenses. Although the payment period of medical insurance will not be cleared, the interruption of medical insurance also has a great impact on the reimbursement proportion. It should be noted that after the interruption of social security, the buffer of the accumulated years of medical insurance is three months. If it is more than three months, the years of medical insurance will be recalculated.
2. Endowment insurance needs to be paid at least 15 years in total, and you can get a monthly pension when you reach the retirement age. If the payment is cut off halfway, it can be supplemented, but it will affect the accumulation of individual account pension and the capital increase after retirement. The more you pay, the more you can get after retirement.
3. In Beijing, Shanghai and other mega cities, the continuous payment period of social security is directly linked with the purchase of a house, the lottery number of a car and the qualification of settling down. Take Beijing as an example, non Beijing residents need to pay social security or pay taxes for five years in order to obtain the qualification of house purchase, while car number lottery must meet these two conditions at the same time. In addition, when buying a house or a car in Beijing, it is emphasized that the payment is' continuous', and the supplementary payment is invalid.
How to remedy the break of social security
This depends on the situation. There is a three-month buffer period for the severance of medical insurance. As long as the severance does not exceed three months, there is no need to recalculate the payment period. However, if the medical insurance is cut off three times, the payment period will have to be recalculated. And endowment insurance only need to pay full 15 years, after retirement can receive pension to life, if there is a break, just need to renew it.