At a specific time point, we can see many uncles and aunts in front of the bank queuing up to buy treasury bonds. Many people can't help but be interested in treasury bonds. How to buy treasury bonds? Which is more risky? Let's take you to know.
How to buy treasury bonds in 2019
1. Bearer treasury bonds: investors can purchase bearer treasury bonds at all outlets of major banks and securities institutions selling bearer treasury bonds within the issuance period. The denominations of bearer treasury bonds are generally 100 yuan, 500 yuan, 1000 yuan, etc.
2. Certificate treasury bonds: mainly for individual investors. Its sale and cashing are handled through the savings outlets of major banks, the outlets of the Postal Savings Department and the Treasury bond Service Department of the financial department. During the period of issuance, investors can hold the money to each branch to fill in the form and pay the money to handle the purchase.
3. Bookkeeping treasury bonds: Bookkeeping treasury bonds are issued by means of bookkeeping through the exchange trading system. Investors must open a securities account or a special account for treasury bonds in the exchange and entrust a securities institution to act as an agent. Therefore, investors must have a securities account in the stock exchange and open a capital account in the securities business institutions to purchase bookkeeping treasury bonds.
Which is more risky, treasury bonds or savings
The risks of both are very low, but if we want to compare them, the risks of treasury bonds are lower than those of savings. Generally speaking, the national credit is higher than the bank credit (in economic crisis, it is easy to run and the bank is easy to go bankrupt), so the national debt risk is less than the savings risk.
Although theoretically, there is a possibility of loss for both of them, generally speaking, the risk is extremely low whether it is to purchase treasury bonds or to store them regularly, and there is basically no possibility of loss. Since the founding of the people's Republic of China, there has not been a history of loss in the Treasury bonds issued.