Sihai network

How free is Alipay repayment? Alipay returns credit cards free of charge

Starting in March 26, 2019, Alipay will charge a certain percentage of service charges for part of the amount beyond the free repayment amount. It means that you can no longer afford Alipay's wool on credit card repayment. However, Xiaobian for you to organize a free credit card full strategy, interested friends might as well have a look.

What are the ways in which Alipay can return credit cards free of charge?

Save money one way: use Alipay points to exchange more free payments.

Step 1: enter Alipay APP click on 'my' find Alipay members Click to enter;

Step 2: find the "collar integral" on the Alipay membership page and click enter.

Step 3: you can get points or do tasks to earn points in the points collection interface, and the points obtained can be exchanged for corresponding rights and interests, including video membership, credit card free quota exchange, and so on.

The second way to save money: most of the repayment is free through bank online banking and bank app channels. Taking the credit card of China Merchants Bank as an example, the credit card limit of China Merchants Bank is 15000 yuan. The monthly bill day is March 9, and the repayment day is March 26. The credit card is returned through the corresponding bank savings card, and there is no handling charge.

What are the ways in which Alipay can return credit cards free of charge?

Saving money method three: compared to the 2000 yuan free repayment amount of Alipay, through WeChat's credit card repayment, each charge will be collected at 0.1% of the repayment amount, and the minimum amount of service charge is 0.1 yuan. However, if you are a platinum and gold member of wechat financial link and a user who successfully transfers 500 yuan or more into aiding investment plan every month, you can continue to enjoy free repayment.

Four ways to save money: if the little friends around you still have a free amount, you can let them help you. After all, not everyone uses a credit card.

What are the ways in which Alipay can return credit cards free of charge?

And the decision to make a fee, Alipay gave the reason is that each payment will generate a payment channel behind the handling fee, and this part of the fee was borne by Alipay, in order to reduce operating costs, so Alipay credit card repayment adjustments.

In fact, whether it is WeChat or Alipay, in order to develop users and cultivate users' habits and laziness, it is inevitable to attract users through the form of subsidy. When users form a certain scale, they adopt the charging strategy. On the one hand, it is to reduce the cost, on the other hand, it is also in the business. After all, it is business.