As we all know, in our daily life, we usually buy five insurances and one fund. Among these five insurances, one is called maternity insurance, which is very important for women. Recently, it has been said that maternity insurance will be cancelled. Is it true that maternity insurance has been cancelled? In fact, it has not been cancelled. It has just been merged.
Is it true that maternity insurance has been cancelled
In fact, it is not cancelled, but merged with medical insurance. Maternity insurance includes two parts: Maternity medical expenses and maternity allowance. Among them, maternity medical expenses are for hospitals, which are similar to the operation mode of medical insurance. After the merger, it can save management funds and costs. The maternity allowance mainly affects enterprises. If the maternity allowance is cancelled, women's normal salary during childbirth will be paid directly by enterprises, which will greatly increase the burden of enterprises. However, the introduction of the reform measures clearly said that the purpose is to ensure that the insurance benefits of employees remain unchanged during the childbearing period. Although it is said that the five insurances may become the four insurances, the specific content has not changed.
What are the contents of "five insurances and one fund"
The "five insurances and one fund" refers to the collective name of several kinds of security benefits given to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing accumulation fund.