Sihai network

Who is the service charge of inter-bank credit card? Inter bank transfer service charge to the other

Now you can support Alipay or WeChat transfer, but a lot of business is still a little more than bank transfer, but interbank credit card charges are counted. Should the handling charge of inter bank transfer be paid by the other party or by oneself? Let's have a look.

The service charge of inter-bank transfer is paid by the transferor. For example, the service charge of 100 yuan is deducted from the transferor's card.

In August 2016, the Internet Financial Alliance of commercial banks, jointly launched by 12 national joint-stock commercial banks, signed a cooperation agreement on the interconnection of commercial bank accounts in Beijing. Alliance Bank announced that mobile banking, personal online banking and other electronic channels inter-bank transfer free of customer fees.

Including China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, Everbright Bank, Huaxia Bank, Minsheng Bank, Guangfa bank, industrial bank, Ping An Bank, Hengfeng bank, Zheshang Bank and Bohai bank.

Extended information:

Intra bank transfer is free of charge

In order to effectively curb the behavior of buying and selling accounts and fake account opening, and comprehensively promote the management of the real name system of accounts, the notice on strengthening the management of payment and settlement and preventing new types of illegal crimes in telecommunication network clearly stipulates that:

Since December 1, 2016, if a banking financial institution opens a bank settlement account for an individual, the same individual can only open one class I account in the same bank. If a class I account has been opened and a new account has been opened, a class II account or a class III account shall be opened. The move is designed to protect the safety of funds.

At the same time, in order to reduce the transfer cost of residents, the notice on strengthening the management of payment and settlement and preventing the new illegal crimes of telecommunication network clearly states that if banks collect the handling charges for the deposit and transfer of cash and other businesses in different places within the bank, they shall realize free payment within three months from the date of this notice.