Are you using it? In fact, many people can use it because it's very convenient now. You just need to upload some information, and you can easily borrow money. Is the interest on borrowing high? What are the consequences if borrowing is overdue?
Is the interest high
The official said in the instructions for the use of Jiebai, and the majority of netizens also confirmed the fact that Jiebai was overdue. Even if the overdue records are not available for real-time credit investigation, the overdue records will still be uploaded within the validity period after a period of time. Can only say, overdue credit may be late, but never less than!
Do you want to borrow ant for credit reference? This is for sure. At the beginning, you can open a credit reference channel. As long as you are overdue, you will be recorded in the credit reference. After the credit reference, the consequences are very troublesome. However, there are still some things to know about the use of borrowing. What are the consequences of overdue?
1. Sesame score reduction: if the loan is overdue, the credit score of sesame will be affected first. When the sesame score is evaluated next time, your sesame score may be less. It's only up one or two points a month. It's possible to reduce your score one day later. It's not cost-effective!
2. Impact on other businesses: Sesame credit score is also recorded. If sesame credit score is negative, you will encounter obstacles when you need to authorize sesame credit. For example, in Alipay, there are good loans and net business loans.
3. Can't use jiebei: jiebei is a product that pays great attention to risk control. Even if you are only one day overdue, it may lead to the reduction of the amount of jiebei, and even be directly closed. After all, jiebei has closed a large number of users.