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How can endowment insurance be taken out? What conditions should endowment insurance fund meet

Endowment insurance is a kind of social insurance system established by the state and society according to certain laws and regulations to solve the problem of the basic life of the workers after they reach the national labor age limit for relieving labor obligations, or because they lose the ability to work due to old age. Do many people want to know how pension insurance can be taken out? What conditions should endowment insurance fund meet? Let's learn about it with Xiaobian.

we can see if we are in line with our own choice

1. Reaching the retirement age, failing to meet the conditions for 15 years of payment (all the amount saved in the personal account is paid off);

2. The insured died for some reason;

3. The insured settled abroad;

4. Death after retirement, personal account balance, in view of these kinds of circumstances, it is possible to apply for surrender, but for the success or failure, we need to see the relevant policies around.

Extended information:

When an employee is unwilling to pay the pension for his old age due to an accident, it means that he is unwilling to pay the pension for his old age.

Its source is paid jointly by the enterprise where the employees work and the employees when they are in service according to a certain proportion, and managed by the social insurance and special institutions under the labor administrative department.

Pension insurance benefits: if you have paid pension insurance for more than 15 years and have reached the legal retirement age, you can enjoy pension insurance benefits:

1. Receive the basic pension according to the regulations until death.

The basic pension is calculated as follows:

Basic pension = basic pension + personal account pension + transitional pension = the average monthly salary of the city's employees one year before retirement & times; 20% (15% if the payment period is less than 15 years) + personal account principal and interest and & divide; 120 + indexed average monthly payment salary & times; payment period before the end of 1997 & times; 1.4%.

2. Death treatment. (1) Funeral expenses (2) one time pension (3) subsidies for the living difficulties of the lineal relatives who meet the conditions of support shall be paid monthly until the death of the lineal relatives.

Note: the endowment insurance should be paid continuously as far as possible. According to the relevant documents, if the enterprise or the insured pays the basic endowment insurance premium continuously (except for the unemployed who receive the unemployment insurance or who do not pay according to the relevant regulations), the insured meets the endowment conditions stipulated by the state,

When calculating the basic pension, the calculation base of the basic pension shall be calculated according to the average wage of the city's employees whose accumulative discontinuous payment time is pushed forward year by year to the previous year of the corresponding year (the accumulative discontinuous payment time shall be calculated according to every 12 months as a discontinuous payment year, and not for less than 12 months)