Generally speaking, children's physique is relatively weak, and they will get sick at any time. Once a child has a bigger disease, it is a disaster for a family. How to deal with social security card? What are the guarantees of children's medical insurance? Let's have a look.
How to apply for medical insurance card for children:
Generally speaking, they have to apply for the child's medical insurance one month after birth.
2, bring the original and photocopy of the account and the original and photocopy of the identity card of the agent (whether or not the parents). Some places also need an inch of the child's picture, then go to the social security center where the child's domicile is located.
3. First of all, you need to register, and the relevant personnel will review it. After about 10 working days, you can be informed to get the children's medical insurance card and medical record. After that, when the child is sick, you only need to bring the medical insurance card and medical record for treatment. Generally speaking, the medical insurance card has a certain cost, and it needs to pay a certain amount of cash every year to enjoy this policy.
4. The reimbursement amount of medical insurance in each city is different. Generally, the hospitalization expenses and outpatient service are about 50%. If you want to know more, you can call the local medical insurance center.
What are the guarantees of children's medical insurance?
The outpatient medical expenses can be reimbursed, which can not be replaced by some commercial insurance. According to the annual calculation, after the medical expenses exceed the local reimbursement amount, the excess medical expenses can be reimbursed, which greatly saves the medical cost of a family.
It can also provide protection for the treatment of some children's congenital diseases. According to the national regulations, as long as the parents do not abandon the children with major diseases, they can have certain subsidy policies on a regular basis, and there are certain relief measures for those medical expenses.