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Can provident fund be paid by individuals? How to pay housing accumulation fund

Can provident fund be paid by themselves? Many people don't know much about it, so Xiaobian has sorted it out as follows, hoping to help you solve your doubts. Want to know more about the provident fund to allow individuals to pay the knowledge, with the small make up together to see it.

Xiaobian learned: provident fund is not allowed to pay individuals, only the company can pay provident fund. However, if you can find affiliated units, you need individuals to bear all the costs. It's also a way to pay. However, if there is no plan to buy a house with provident fund loans, it is not necessary for that person to pay the provident fund himself.

1. According to the relevant provisions of China's provident fund center, in general, individuals are unable to pay the housing provident fund, of course, they can not handle the housing provident fund, but must be set up and paid by the unit, and the payment of the provident fund must have the official seal of the unit finance.

2. When the company pays the housing provident fund for the employees, it needs to prepare the following materials: the copy of the employee's ID card for the establishment of the housing provident fund account, the registration form for the establishment of individual housing provident fund subsidiary account and other materials required by the management center.

3. The housing provident fund paid by the employees is withheld by the unit when the wages are paid, and the part paid by the unit for the employees needs to be paid to the housing provident fund management agency within the specified time and deposited into the 'housing provident fund special account' opened by the housing provident fund management agency in the entrusted bank. The deposit interest rate of housing provident fund is implemented in accordance with the relevant provisions of the people's Bank of China.

4. And some workers after leaving, in order to enjoy the loan interest rate concessions, want to pay their own provident fund, in fact, in principle, individuals can not pay the housing provident fund, but if you can find affiliated units, their own pay is also OK, but you need to bear all the provident fund fees, and then let the unit help you pay, this is also a lot of people usually choose It's a good way to do it.