The problem of rural endowment has always been one of the key issues concerned by the state, especially now the majority of rural aging people, so the endowment insurance policy is very important to solve the problem of rural endowment. So can rural areas pay one-time endowment insurance? What is the policy of rural supplementary endowment insurance in 2019? Let's have a look.
The payment policy has changed
Generally speaking, the endowment insurance should be paid continuously for at least 15 years, and then after the age of 60, you can get a certain amount of pension subsidy every month. That is to say, farmers' friends should start to pay endowment insurance at the age of 45 at the latest. Now, in order to encourage farmers' friends aged 45-60 to pay endowment insurance, the government has implemented a one-time payment policy.
That is to say, if farmers make up about 90000 yuan at one time, they can receive a certain amount of pension every month after they are 60 years old. However, it is understood that from next year, the one-time supplementary payment policy will be invalid, so if farmers are nearly 45 years old and have not yet paid the endowment insurance, they should grasp it.
New subsidy items:
Now a lot of rural land has been expropriated by the state, and the state will also subsidize the pension of farmers' friends. The specific amount of subsidy is related to the area of your land.
For example, if the land acquisition is less than 30%, you will be given an additional 10 yuan per month; if the land acquisition area is 30% to 50%, you will be given an additional 32 yuan per month; if the land acquisition area is 50% - 70%, you will be given an additional 64 yuan per month; if the land acquisition area is 70% to 99%, you will be given an additional 97 yuan per month. If it is levied in full, it is an extra pension of 129 yuan per month.
The payment mode of endowment insurance has changed
In fact, there are still many old people in rural areas who can't afford the cost of endowment insurance. Now, in order to alleviate this situation, the country will start to implement rural loan endowment insurance next year. That is to say, farmers with really difficult economic conditions can apply for low interest loans to pay for endowment insurance. After the farmers are 60 years old, they can receive the pension every month, and then take out part of it To repay the loan.
Generally speaking, the problem of providing for the aged is related to the vital interests of every farmer friend. We must make clear the main contents of the policy and what changes have been made. If you are about to be 45 years old, you should pay for the endowment insurance as soon as possible!