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How long does it take to buy a house? What are the conditions of payment for buying a house

now house prices are rising. Although the state has issued relevant policies, far water can not save near fire. It will take a lot of time to solve this problem thoroughly. At the same time, when we buy a house, we will go through a lot of procedures. Today, let's know how long it will take to go through the procedures? What are the conditions of payment for a house? Let's have a look.

One time payment can go to the real estate bureau to handle the transfer procedures on the day of purchase payment. Generally, it takes about 20 working days for the real estate bureau to handle the transfer. It takes about three working days for the bank to accept the loan to buy a house; it takes about 20 working days for the real estate bureau to handle the house book, and the bank to take the new house book to do other processing in the real estate bureau, which takes about 15 working days.

1、 A lump sum purchase, this way of purchase time is short

After negotiating the details of the house purchase, you can go to the real estate bureau to handle the transfer procedures on the day of payment. Generally, it takes about 20 working days for the real estate bureau to handle the transfer, that is to say, the house purchase can be completed in about 20 working days after the house is valued;

2、 Loan to buy a house, this way for a long time

It will take about two months to complete the purchase from optimistic housing. The specific steps are as follows:

1. Buyers go to the bank to apply for loans, and it takes about three working days for the bank to accept them;

2. Three days later, the buyer will pay the down payment and go to the real estate bureau with the owner to handle the transfer procedures, and sign a loan contract with the bank at the same time;

3. It takes about 20 working days for the real estate bureau to handle the real estate book; 4. The bank takes the new real estate book to do other processing in the real estate bureau, which takes about 15 working days.

Note: the above is the normal time. Because there are too many people buying real estate in China, the real estate bureau is often in a state of too busy business, and there is a delay of one or two months, which is a normal phenomenon.

3、 The fastest time to complete all the procedures is 15 working days

The basic procedures of second-hand housing transfer are: signing sales contract, delivering documents, paying taxes, paying taxes, transferring ownership and obtaining certificates. Sometimes the procedures are different in different regions. For example, it is possible to pay taxes first and then deliver documents. Signing a sales contract refers to: the buyer and the seller, together with the intermediary (if any), sign a contract on the real estate price, delivery method, payment method, etc. Delivery refers to: the buyer and the seller bring relevant information to the housing authority to apply for real estate transfer registration. The buyer shall bring the original ID card. If the loan to the first suite of proof, but also according to the requirements of the housing authority to the relevant departments.

The Seller shall bring the original ID card, house property certificate, original tax invoice of house property, etc. The sales contract submitted to the housing authority can be signed with the version of the housing authority. (many cities have implemented online signature, that is, apply for pre acceptance number and fill in the form on the Internet first, and then deliver it, so that you will not queue up in the Housing Administration Bureau.) tax payment refers to: after the housing administration bureau receives the document, pay various taxes to the relevant tax bureau departments according to the required time. The buyer and the Seller shall bring their original ID cards and pay their respective taxes. Tax payment transfer refers to: after the buyer and the seller pay their respective taxes, both parties bring their ID cards and all the invoice documents of their respective taxes to the housing authority to check and confirm that the taxes have been paid, complete the transfer, and receive the transfer receipt. Certificate refers to: the buyer according to the transfer receipt specified time, with ID card and transfer receipt to the housing authority to get a new property card.

It can be seen that different types of houses, different ways of payment, the time of handling procedures are also different. When we buy a house, we should carefully consult the real estate personnel, and be familiar with the corresponding procedures according to different ways of payment, which can also reduce a lot of trouble.