If you want to resign and change a new company, what should social security do after resignation? Next, we will provide suggestions for the majority of workers to solve this problem. What should social security do after resignation? The answers to these questions will be explained to you in detail.
1. Those who have not found a job or do not want to work for a short time after leaving the company
Solutions: in this case, you can choose flexible employment; you can pay social security in the talent market, but you can only apply for endowment insurance and medical insurance; or you can find a social security agency to pay the relevant social security fees.
2. I've been looking for the next company before I leave
Solution: the new company's personnel management department can handle the social security transfer procedures, and the relevant person in charge of the company will tell you what materials need to be prepared.
1. Endowment insurance
The number of years of pension and medical insurance can be accumulated, and after interruption, the accumulated number of years can be received, but the treatment will be affected.
If the retirement age, or not enough to pay the minimum number of years, continue to pay, pay full to the national requirements of the number of years.
The endowment insurance is 15 years, and the medical insurance payment period is 25-30 years for male and 20-25 years for female.
2. Medical insurance
It is worth noting that the medical insurance has been cut off, and the medical insurance treatment will stop from next month, so it can be reimbursed again.
If the payment is cut off, the medical insurance card will have a recovery period of 2 to 3 months. In these 2 to 3 months, the reimbursement can only be done manually, and the medical insurance card cannot be automatically reimbursed.
3. Unemployment insurance, work injury insurance and maternity insurance
As for unemployment insurance, work-related injury insurance and maternity insurance, although these three kinds of insurance have to be paid, they have little influence. In particular, there are many restrictions on unemployment insurance, with the longest period of two years, which can be ignored.
From the second month after the maternity insurance is suspended, it can no longer enjoy the relevant benefits, and the maternity insurance can not be paid in the name of an individual. If the maternity insurance is renewed after interruption, it needs to recalculate the insurance time.
4. Housing provident fund
Compared with social security, the impact of provident fund cut-off is relatively small, because if you don't rush to buy a house in the next year, the suspension will not have a great impact; but it's better not to stop for too long, because the proportion of the provident fund and the company's payment is more, 10% - 12%, more than paying.
1. Endowment insurance
(1) If the payment is stopped, the payment period will be interrupted and the accumulation of personal account will be stopped. However, as long as the time is not long, it will have little impact on the future;
(2) By the individual to pay in full, that is to say, without interruption of payment, the part paid together with the enterprise in the past shall be paid by himself;
(3) If you want to seek a job in other places, you can go through insurance transfer procedures and go to new employment areas.
2. Medical insurance
Medical insurance, there are also personal accounts, resignation after the basic treatment with endowment insurance, personal account money can continue to use in the local.
3. Industrial injury insurance, unemployment insurance and maternity insurance
Industrial injury insurance, unemployment insurance and maternity insurance have no personal accounts. After resignation, the insurance will be automatically lifted. However, as long as the unemployment insurance is paid for one year, it can be claimed if it is not caused by personal reasons.
4. Housing provident fund
Housing provident fund, there are personal accounts, enterprises and individuals pay fees, all of which form the total amount of personal account, just like the bank's petty cash withdrawal ownership belongs to individuals. After resignation, you only stop saving money, but the money in the account is still yours. As long as it complies with the provisions on the withdrawal of provident fund, it can be withdrawn at any time, and can be renewed later, and will not be invalid.