Provident fund co name card is the effective certificate of housing provident fund depositor to deposit housing provident fund. It has all the financial functions of bank savings card. The joint name card of individual provident fund should go to the bank counter to handle the application procedures. After the approval, the bank will make the card on site and issue it to the applicant. The following is a brief introduction to the conditions and procedures for handling provident fund co branded cards. You are welcome to read it.
What is provident fund co branded card
Provident fund co branded card is a bank card issued by the housing provident fund management center in cooperation with commercial banks for the purpose of serving the majority of housing provident fund deposit employees. It has the functions of housing accumulation fund payment voucher, account inquiry and bank debit card. It is an effective certificate for employees to deposit housing reserve fund.
Application conditions of CO branded provident fund card
1. The applicant has only one valid housing provident fund account in the housing provident fund system (Performance: there is only one valid provident fund account under one valid identity document, and it is in the state of 'deposit' or 'seal'. );
2. The applicant must hold the identity document that meets the requirements of the bank;
3. Did not apply for housing provident fund co branded card in the application bank.
Materials required for CO branded provident fund card
[unit]:
1. "Housing provident fund co name card printing application list"
2. Employee ID card
3. ID card of the special agent.
[individual]:
1. "Housing provident fund co name card printing application list"
2. Personal ID card
How to deal with the co branded provident fund card
1、 Personal process
1. Bank selection
Individuals can apply for CO branded cards at all outlets of Bank of communications, China Construction Bank, industrial and Commercial Bank of China, China Merchants Bank, Bank of Beijing, Bank of China, Agricultural Bank of China and China CITIC Bank.
2. Application: I will go to the bank counter with valid ID card to apply for joint name card. After filling in the personal information completely, the applicant should make clear whether to print the name pinyin on the card surface and whether to distribute the 'housing fund account book'.
3. Bank Audit: the bank shall review the authenticity of the application materials, whether they meet the card handling conditions, and compare the relevant information with the provident fund center. For those who fail to pass the audit, the bank shall inform them of the specific reasons.
4. Business card printing and card issuing: for those who pass the audit and choose the card surface without printing the name Pinyin, the bank on-site business card printing and issuing to the applicant. For the application of printing Pinyin name on the card surface, the bank and the applicant shall separately agree on the issuing method and time.
5. Co branded card activation: after successful card printing, the cardholder must activate the card in accordance with the relevant provisions of the bank at the first time to ensure that the inquiry of housing provident fund, extraction of housing accumulation fund and financial function are normal.
2、 Unit handling process
1. Consultation and information collection
The deposit unit obtains the application materials through the bank channel, or receives the application form of the housing provident fund co branded card and the publicity materials of the joint name card from the management department, and consults on the collective handling of related matters.
2. Organize the staff to fill in the form
① The unit organizes employees to fill in the application form of individual housing provident fund joint card accurately and truly;
② Guide the staff to provide the copy of ID card (copy the front and back of ID card on one A4 paper at the same time, and ensure it is clear);
③ The unit shall prepare other information according to the regulations of the selected bank.
3. Bank counter application
When submitting the application materials of housing provident fund joint name card to the bank, the ID card of the handler and the supporting documents required by the selected bank shall be provided.
4. Bank audit
Check whether the application information of the provident fund card is consistent with the conditions provided by the bank.
5. Business card printing and issuing
Each bank to pass the audit of the business card printing, after the completion of the business card printing, the bank should use a safe and fast way to issue to employees.
6. Activate co branding
Which bank should I go to?
At present, there are five banks that can apply for the co branded card. Once the co branded card is issued, it will be used as the payment voucher of housing provident fund for a long time. The names of the bank and the joint name card are:
Bank of communications housing provident fund co branded card (Pacific card);
China Construction Bank housing provident fund co branded card (dragon card);
ICBC housing provident fund joint card (peony card);
China Merchants Bank housing provident fund co branded card (one card);
Agricultural Bank of China - housing provident fund joint card (golden spike card).
The function of the joint name card of personal accumulation fund
One of them is to be able to print the specific situation of the employee's personal housing provident fund on the supporting account book, and the second is that the employee handles the extraction of the housing provident fund, which can be directly transferred to the joint name card of the housing provident fund, which is convenient and fast to the maximum extent. Secondly, in addition to the functions mentioned above, the co branded provident fund card also has the functions of all bank cards. First of all, it can store and use funds, and funds stored in it can also get a certain amount of interest. Secondly, if you need to pay by card, then the co branded provident fund card can also be used for card consumption. Finally, like other bank cards, provident fund co branded cards can provide investment funds for cardholders. They can directly use the funds in provident fund co branded cards to purchase treasury bonds and other investment products.