The modern life and work are totally different from the work ten years ago. The former people will make do with iron rice bowls and state-owned enterprises. Now people's work changes a lot, some people change a lot of jobs a year, so the social security that the unit pays to oneself is broken, so what should be done if the medical insurance after leaving the job? The following is the summary of some contents for everyone, and let's have a look with the editor.
1、 What about after service medical insurance
If you find a new company quickly after leaving, you don't have to worry about it. If you can't find a good job in the short term, you need to renew your medical insurance. Otherwise, you will lose the accumulated reimbursement amount due to the disconnection.
The way of self renewal payment is to go to the local social security bureau to handle the self payment procedures. The specific operation mode needs to consult the local social security bureau. You can also find a company affiliated to pay, the fees by themselves. The latter way will be simpler, but a lot of them need to pay some service charges.
2、 Collection and payment of medical insurance premium
The collection department of medical insurance institutions accepts the application form of medical insurance payment base change filled by the insured units, and requires the following information:
1. Detailed statement of salary payment;
2. List of increase and decrease of medical insurance personnel
3. Other data required by medical insurance institutions.
Payment verification
1. The collection and payment Department of medical insurance institutions shall examine and verify the payment declaration approval form and relevant materials filled in by the insured units. After the examination and approval, the insurance personnel approval or increase or decrease procedures shall be handled.
2. According to the payment declaration and verification, the collection department of medical insurance institutions timely records the insurance time, current payment wages and other information for the new insured personnel. The collection and payment Department of medical insurance institutions shall determine the current payment base according to the declaration of the insured units.
3. The collection and payment Department of medical insurance institutions calculates the amount payable according to the current payment base and payment rate of the approved insured units, and prints out the medical insurance payment notice, which is fed back to the reporting unit, and takes it as the basis for collection.
Fee collection
1. Medical insurance institutions charge fees by opening bank of 'income account deposit', and can also charge by check, cash, telegraphic transfer, promissory note, etc., and issue special collection voucher. The financial management department of medical insurance institutions checks and settles accounts with the bank every month, and feeds back the account received to the collection department.
2. The collection and payment Department of medical insurance institutions shall, according to the payment of medical insurance premiums fed back by the financial management department, issue a notice of social insurance premium payment to the insured units that fail to pay the medical insurance premium in full or in time after declaration. If it fails to implement the provisions within the time limit, it shall provide relevant information and materials to the administrative department of labor and social security, which shall make corrections within a time limit.
3. If the insured unit delays the payment before the 25th of each month, the overdue fine of 2 & permil; shall be charged daily from the day of default. It can be paid one month, one quarter, half a year or one year at a time. If it is paid quarterly or annually, it shall be paid at the beginning of the quarter or at the beginning of the year. For those who are unable to pay for the time being, they shall apply for a postponement of payment, and the period of suspension shall not exceed two months.
Payment of arrears
1. The collection and payment Department of medical insurance institutions shall establish arrears data information according to the arrears of medical insurance, fill in the social insurance premium supplementary payment notice, and inform the insured units to make up the arrears.
2. For the insured units that are unable to fully pay the arrears due to financing difficulties, the collection department of medical insurance institutions shall sign a social insurance supplementary payment agreement with them. In case of merger, division and bankruptcy of the unit in arrears, a supplementary payment agreement shall be signed according to the following methods.
(1) if the unit in arrears is merged, a supplementary payment agreement shall be signed with the merging party.
(2) if the unit in arrears is divided, a supplementary payment agreement shall be signed with each sub party.
(3) if the unit in arrears enters the bankruptcy procedure, it shall sign a settlement agreement with the liquidation group.
(4) if the unit is sold or leased by auction, a supplementary payment agreement shall be signed with the competent department.
3. The insured units shall handle the supplementary payment according to the "Notice of supplementary payment of social insurance premium" or the supplementary payment agreement, and the collection department of the medical insurance institution shall accept it, and inform the financial management department of the medical insurance institution to collect the money.
4. For the arrears that can not be fully paid off by the bankruptcy unit, the collection department of the medical insurance institution shall accept the application submitted by the bankruptcy liquidation group of the unit, and send it to the audit and supervision department for handling after examination.
5. The collection department of medical insurance institutions adjusts the arrears information of the insured units according to the information of the payment of arrears from the financial management department and the verification information from the audit and supervision department.
According to the above introduction, I believe that you have already understood the treatment of after service medical insurance. If the employees do not find a job again within three months and let the new unit renew the insurance premium, the corresponding expenses can only be borne by the employees themselves. So, if you leave or get fired, find a new job as soon as possible for your own benefit.