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How to get enterprise annuity? What is the proportion of individual payment of enterprise annuity

In general, we can enjoy the benefits of the enterprise after working in the enterprise for a period of time, and enterprise annuity is one of them. So how much is the general enterprise annuity individual payment proportion? How to get the enterprise annuity? Below, I have sorted out the relevant contents, hoping to help you.

1、 How to get enterprise annuity

When an employee reaches the retirement age stipulated by the state, he / she may receive the enterprise annuity once or regularly from his / her enterprise annuity personal account. In the retirement account of the state, it is not allowed to withdraw the funds from the individual account that has not reached the state's regulations.

The individual account funds of enterprise annuity of the personnel who have settled down abroad can be paid to them in one time according to their own requirements.

2、 Individual contribution ratio of enterprise annuity

According to the occupational annuity method: occupational annuity = Unit payment + individual payment. The proportion of payment is: 8% of the total wage of the unit; 4% of the wage paid by the employer shall be withheld by the unit.

To sum up, when employees reach the retirement age stipulated by the state, they can receive the enterprise annuity once or regularly from their own enterprise annuity personal account. If an employee fails to reach the retirement age stipulated by the state, he shall not withdraw funds from his personal account in advance. The individual account funds of enterprise annuity of the personnel who have settled down abroad can be paid to them in one time according to their own requirements.