Sihai network

How do you charge for Alipay's credit card? Alipay does not charge fees.

Starting in March 26, 2019, Alipay will charge a certain percentage of service charges for part of the amount beyond the free repayment amount. It means that you can no longer afford Alipay's wool on credit card repayment. But everything is not absolute. The way to save money is to pass all roads to Rome. Below, Xiaobian will introduce some methods to you. Alipay will also charge no credit card for free.

The first thing to explain is that Alipay gives every user a free allowance of 2000 yuan a month, which means that as long as you pay less than 2000 yuan per month, Alipay will still not charge service fees, such as the author of this card card, the right person, Alipay free credit card properly enough.

But there are still a lot of audience grandmothers who have to pay back a lot of money every month. 2000 yuan may be just a fraction. Don't worry, the author with many years of mixed experience in the financial circle, ask everyone to avoid the way of credit card repayment charges.

Save money one way: use Alipay points to exchange more free payments.

Step 1: enter Alipay APP click on 'my' find Alipay members Click to enter;

Step 2: find the "collar integral" on the Alipay membership page and click enter.

Step 3: you can get points or do tasks to earn points in the interface of getting points. The obtained points can be exchanged for corresponding rights and interests, including video membership, free credit card limit exchange, etc.

The second way to save money: repayment is made directly through bank online banking and bank app channels, most of which are free. Taking China Merchants Bank credit card as an example, the credit card limit of China Merchants Bank is 15000 yuan, and the monthly account date is March 9, and the repayment date is March 26. There is no need to charge a service charge for returning the credit card through the corresponding bank savings card.

Saving money method three: compared to the 2000 yuan free repayment amount of Alipay, through WeChat's credit card repayment, each charge will be collected at 0.1% of the repayment amount, and the minimum amount of service charge is 0.1 yuan. However, if you are a platinum or gold member of wechat financial management and the users who successfully transfer in 500 yuan or more per month in the "love investment plan", they can continue to enjoy free repayment.

The fourth way to save money: if there is a free credit line for your friends, you can ask them to help you pay back. After all, not everyone uses credit cards.

And the decision to make a fee, Alipay gave the reason is that each payment will generate a payment channel behind the handling fee, and this part of the fee was borne by Alipay, in order to reduce operating costs, so Alipay credit card repayment adjustments.