Lefenyi is a credit card staged product launched by Agricultural Bank of China. As long as the borrower holds the credit card of Agricultural Bank of China and has a good credit reference, it is relatively easy to get the next payment. So, how to apply for the Agricultural Bank of China Happy Fenyi? Can we withdraw cash? The following small series will take you to have a simple understanding of the relevant information of Agricultural Bank of China.
The installment payment business of lefenyi refers to that Agricultural Bank of China grants installment quota to the applicant after approval according to the applicant's application, calculates accounts by installments in credit card and transfers the installment principal to the special account of lefenyi. It is understood that the maximum amount of lefenyi is 300000 yuan, and the longest loan is 5 years, which is repayable by monthly instalments.
At present, lefenyi supports 6, 12, 24, 36, 48 and 60 periods, which can be selected according to your own needs. Each person's installment handling fee is different. You can check the installment number and handling rate in the loan agreement. The number of periods, the specific charge rate.
Borrowers need to carry their own ID cards and debit cards of class I accounts of Agricultural Bank of China. In addition, credit cards and mobile phones are also very important. Go to the Agricultural Bank of China nearby to apply for lefenyi. Not all the applicants are 100% successful. ABC will judge whether or not to grant the loan according to the credit investigation and personal qualification of the borrower.
It should be reminded that if you successfully apply for lefenyi, the installment principal will be transferred to the special account of the Agricultural Bank of China under your name. The applicant can use the funds to spend with the consumer merchants designated by ABC, but can not withdraw cash. Do not have overdue behavior, otherwise the consequences are extremely serious.