what is the new policy of Hunan endowment insurance in 2019? The latest policy of Hunan endowment insurance stipulates that Hunan Province will implement this new five system of enterprise employee pension insurance in Hunan Province from July 1. The biggest bright spot of the new deal is that urban workers and urban and rural residents support, so how to deal with repeated insurance? Let's have a look with Sihai.
New policy of endowment insurance in Hunan
According to the latest policy of endowment insurance in Hunan Province, the human resources and Social Security Department of Hunan Province forwarded the Interim Measures for the connection of urban and rural endowment insurance system issued by the Ministry of human resources and social security on June 17, and decided to implement the new five system of endowment insurance for enterprise employees in Hunan Province from July 1. The biggest bright spot of the new deal is that the old-age insurance for urban workers and urban and rural residents will be able to freely link up and transform with household registration and job changes. In any case, all the savings in the personal account will be transferred along with the transfer, and the rights and interests will be accumulated.
Payment is limited to 15 years
At present, endowment insurance is "one system, two enterprise employees' Endowment Insurance", that is, the basic endowment insurance for urban enterprise employees (hereinafter referred to as' occupational insurance ') and the old-age insurance for urban and rural residents (hereinafter referred to as' resident insurance'). There is a big welfare gap between the two. At the same time, urban and rural residents can not participate in the endowment insurance of enterprise employees.
With the implementation of the "measures", the "Convention" of rural household registration workers (non employees) who can not participate in job security will become a thing of the past.
According to the implementation plan announced by the Provincial Department of human resources and social security, starting from July 1, those who participate in the occupational insurance and home insurance in Hunan Province can apply for transferring from the home insurance to the occupational insurance according to the occupational insurance method after reaching the statutory retirement age of the occupational insurance, and the payment period of the occupational insurance is more than 15 years (including extending the payment to 15 years); For those who have less than 15 years, they can apply for transferring from occupational insurance to home insurance. When they meet the requirements for receiving such insurance, they will be paid according to the measures for housing insurance.
Those who participate in residence insurance, who have registered residence during the payment period, need to transfer the resident insurance relationship across the region, may apply for transfer in the place of immigration, transfer the total amount of personal accounts at once, and continue to pay insurance contributions according to the regulations of the place of entry, and the cumulative years of payment shall be calculated.
Repeated insurance must be withdrawn
When the insured personnel go through the connection procedures, if they repeatedly participate in the occupational insurance and the home insurance in the same year, the individual payment and collective subsidy amount in the repeated period of the household insurance will be refunded monthly.
According to the Provincial Department of human resources and social security, whether it is from the home insurance to the occupational insurance or from the occupational insurance to the household insurance, all the savings in the personal account will be transferred along with the transfer, and the rights and interests will be calculated cumulatively.
Hunan Province will introduce a unified handling process in order to prevent the insured from going back and forth due to handling the system connection procedures. The insured only need to submit a written application to the social security agency in the place where the benefits are received. The other procedures such as examination, confirmation, transfer and connection are handled by the social security agencies through communication and coordination, and the longest processing time limit of 45 days is determined.
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