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How to buy high income bank financing? Tips for buying bank financing

The risk of financial products is directly proportional to the income, and high income is bound to be accompanied by high risk, so we should not expect to buy products that are both safe and profitable. However, we can pursue high-yield bank financial management under the premise of controllable risk. The following small make up to share three buying bank financing tips, please see below.

1、 Choose a small bank

Compared with the large-scale state-owned banks, small banks have higher returns on financial products. So, what small banks are there, such as private banks, city commercial banks or joint-stock banks.

Private banks include Weizhong bank, e-commerce bank, Xinwang bank, Fumin bank, etc. these banks have strong Internet attributes, and the related financial products are easy to buy on the Internet, and the investment experience is quite good.

City commercial banks, such as Huaxing bank, Langfang bank and Ningbo bank, have a high income of financial products. Local investors can buy them offline, and those without outlets in their locations can purchase them through direct banks. In short, now is the Internet age, investment and financial management is more convenient.

2、 Choose products with low risk level

There are five risk levels in bank financial management, PR1 is capital guaranteed financing, pr2-pr5 is non breakeven financing, and the risk increases in turn. PR1 class financial products although break even, but the income is poor.

Generally speaking, pr2-pr3 banks have the highest performance price ratio. Although the bank does not promise to guarantee the principal, the product loss risk is still very small, so the bank financial users can consider it properly.

3、 Choose products with long term

If you want to pursue high return, you can not only take the corresponding risk as the cost, but also sacrifice a certain amount of liquidity. Generally speaking, the longer the term, the higher the expected return.

If you won't use the money in the short term, you can choose a long-term financial product to pursue higher income.

Well, here is the tips for buying bank financing. I hope it will help you. Warm tips: financial management is risky and investment should be cautious.