Last month, Alipay announced a charge for credit card repayment. Before that, wechat credit card repayment has also been charged. So, how to return the credit card without handling charges? The following small make-up to support the move, please see below.
Alipay Free Quota
The new rule of credit card repayment announced by Alipay has not been killed by a single stick. There is a free repayment amount of 2000 yuan per person per month, and the portion of the credit card paying more than 2000 yuan will be collected at a rate of 0.1% (minimum 0.1 yuan).
Therefore, every month credit card repayment does not exceed 2000 yuan, can continue to pay through Alipay, do not pay fees.
2、 Mobile banking
Return which bank's money, use that bank's mobile bank for credit card repayment. Mobile phone bank credit card repayment generally does not charge, save money than WeChat and Alipay.
3、 Cloud flash payment
Cloud flash payment is the official app of China UnionPay, which also has the function of credit card repayment. Through the cloud flash payment for credit card repayment, there is no service charge.
4、 Jingdong Finance
Jingdong finance also has the function of credit card reimbursement. At present, it is the promotion stage without collecting fees. Users can take advantage of this period. The scale of future users will increase, and they may also take the old road of Alipay and WeChat.
5、 Automatic repayment by binding debit card
When opening credit card, can open automatic repayment commonly, bind a savings card. When you deposit money in this savings card, you can automatically pay the credit card bill, thus avoiding the handling charge of the credit card.